Capital One 2003 Annual Report Download - page 122

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Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.
Not applicable.
Item 9A. Controls and Procedures.
(a) Disclosure Controls and Procedures.
The Corporation carried out an evaluation, under the supervision and with the participation of the Corporation’s
management, of the effectiveness of the design and operation of the Corporation’s disclosure controls and
internal controls and procedures as of December 31, 2003 pursuant to Exchange Act Rules 13a-14 and 13a-15.
These controls and procedures for financial reporting are the responsibility of the Corporation’s management.
Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that the
Company’s disclosure controls and procedures are effective in alerting them in a timely manner to material
information relating to the Corporation (including consolidated subsidiaries) required to be included in the
Corporation’s periodic filings with the Securities and Exchange Commission. The Corporation has established a
Disclosure Committee consisting of members of senior management to assist in this evaluation.
(b) Internal Controls over Financial Reporting.
Not applicable.
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