Capital One 2005 Annual Report Download - page 128

Corporate Office
1680 Capital One Drive
McLean, VA 22102
[phone]
www.capitalone.com
Annual Meeting
Thursday, April 27, 2006
10:00 a.m. Eastern Time
Ritz-Carlton Hotel
1700 Tysons Boulevard
McLean, Virginia 22102
Principal Investor Contact
Michael Rowen
Vice President, Investor Relations
Capital One Financial Corporation
1680 Capital One Drive
McLean, VA 22102
[phone]
Common Stock
Listed on New York Stock Exchange®
Stock Symbol COF
Member of S&P 500SM
Corporate Registrar/Transfer Agent
Computershare Trust Company, N.A.
c/o Computershare Trust Company, N.A.
P.O. Box 43069
Providence, RI 02940-3069
Tel: [phone]
Hearing impaired: [phone]
Email: computershare.com
Internet: www.computershare.com
By Overnight Courier to:
250 Royall Street
Canton, MA 02021
Independent Auditors
Ernst & Young LLP
CORPORATE INFORMATION
Headquartered in McLean, Virginia, Capital One Financial Corporation
(www.capitalone.com) is a financial holding company whose principal subsidiaries,
Capital One Bank, Capital One, F.S.B., Capital One Auto Finance, Inc. and Hibernia National
Bank (www.hibernia.com), offer a broad spectrum of financial products and services to
consumers, small businesses and commercial clients. Capital One’s subsidiaries collectively
had $47.9 billion in deposits and $105.5 billion in managed loans outstanding as of
December 31, 2005. Capital One,
®a Fortune 500®company, trades on the New York Stock
Exchange®under the symbol “COF” and is included in the S&P 500SM index.
The company cautions that its current expectations for future earnings and other future performance measures
are forward-looking statements and actual results could differ materially from current expectations due to a
number of factors, including: continued intense competition from numerous providers of products and services
which compete with the company’s businesses; changes in the company’s aggregate accounts and balances,
and the growth rate and composition thereof; the company’s ability to continue to diversify its assets; the company’s
ability to access the capital markets at attractive rates and terms to fund its operations and future growth;
changes in the reputation of the credit card industry and/or the company with respect to practices or products;
the success of the company’s marketing efforts; the company’s ability to execute on its strategic and operating
plans; general economic conditions affecting interest rates and consumer income and spending, which may
affect consumer bankruptcies, defaults and charge-offs; the risks that the Hibernia businesses will not be integrated
successfully and that the cost savings and other synergies from the Hibernia transaction may not be fully realized;
and the long-term impact of the Gulf Coast hurricanes on the impacted region, including the amount of property
and credit losses, the amount of investment, including deposits, in the region, and the pace and magnitude
of economic recovery in the region. A discussion of these and other factors can be found in Capital One’s annual
and other reports filed with the Securities and Exchange Commission, including, but not limited to, Capital One’s
report on Form 10-K for the year ended December 31, 2005.
All Capital One service marks are owned by Capital One. All rights reserved. All third-party trademarks used herein are owned
by the respective entity. All rights reserved. © Copyright 2006 Capital One Services, Inc.
ABOUT CAPITAL ONE
Copies of Form 10-K filed with the Securities and Exchange Commission are available without charge, upon written request
to Michael Rowen at the above address. The Form 10-K is also available on our website at www.capitalone.com. The most
recent certifications by our Chief Executive Officer and Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley
Act of 2002 are filed as exhibits to the Form 10-K. We have also filed with the New York Stock Exchange®the most recent
Annual CEO Certification as required by Section 303A.12(a) of the New York Stock Exchange Listed Company Manual.