Capital One 2005 Annual Report Download - page 12

Download and view the complete annual report

Please find page 12 of the 2005 Capital One annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 129

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129

CAPITAL ONE FINANCIAL CORPORATION
2005 ANNUAL REPORT ON FORM 10-K
TABLE OF CONTENTS
Business
Item 1. 4
Overview 4
Business Description 5
Geographic Diversity 5
Enterprise Risk Management 5
Technology/Systems 9
Funding and Liquidity 9
Competition 19
Intellectual Property 10
Employees 10
Supervision and Regulation 10
Statistical Information 16
Item 1A.
Risk Factors 16
Item 1B.
Unresolved Staff Comments 24
Item 2.
Properties 24
Item 3.
Legal Proceedings 24
Item 4.
Submission of Matters to a Vote of Security Holders 24
Item 5.
Selected Financial Data
Market for Company’ s Common Equity and Related Stockholder Matters 25
Item 6. 26
Item 7.
Management’ s Discussion and Analysis of Financial Condition and Results of Operations 27
Item 7A.
Quantitative and Qualitative Disclosures about Market Risk 61
Item 8.
Financial Statements and Supplementary Data 62
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 108
Item 9A.
Directors and Executive Officers of the Corporation
Controls and Procedures 108
Item 10. 109
Item 11.
Executive Compensation 109
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 109
Item 13.
Certain Relationships and Related Transactions 109
Item 14.
Principal Accountant Fees and Services 109
Item 15.
Exhibits, Financial Statement Schedules and Reports on Form 8-K 110
3