MoneyGram 2013 Annual Report Download - page 4

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Table of Contents
TABLE OF CONTENTS
2
Page
PART I.
Item 1. Business
3
Overview
3
History and Development
3
2013 Events
4
Our Segments
5
Global Funds Transfer Segment
5
Financial Paper Products Segment
7
Regulation
8
Clearing and Cash Management Bank Relationships
9
Intellectual Property
10
Employees
10
Executive Officers of the Registrant
10
Available Information
12
Item 1A. Risk Factors
12
Item 1B. Unresolved Staff Comments
23
Item 2. Properties
23
Item 3. Legal Proceedings
23
Item 4. Mine Safety Disclosures
24
PART II.
Item 5. Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
25
Item 6. Selected Financial Data
27
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
28
Item 7A. Quantitative and Qualitative Disclosures about Market Risk
52
Item 8. Financial Statements and Supplementary Data
56
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
56
Item 9A. Controls and Procedures
56
Item 9B. Other Information
57
PART III.
Item 10. Directors, Executive Officers and Corporate Governance
58
Item 11. Executive Compensation
58
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
58
Item 13. Certain Relationships and Related Transactions, and Director Independence
58
Item 14. Principal Accounting Fees and Services
58
PART IV.
Item 15. Exhibits and Financial Statement Schedules
58
Signatures
59
Exhibit Index
60