The Hartford 2009 Annual Report Download - page 2
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2
THE HARTFORD FINANCIAL SERVICES GROUP, INC.
ANNUAL REPORT ON FORM 10-K
FOR THE FISCAL YEAR ENDED DECEMBER 31, 2009
TABLE OF CONTENTS
Item Description Page
Part I
1. Business………………………………………………………………………………………………... 5
1A. Risk Factors……………………………………………………………………………………………. 15
1B. Unresolved Staff Comments…………………………………………………………………………... 26
2. Properties………………………………………………………………………………………………. 26
3. Legal Proceedings……………………………………………………………………………………... 26
4. Submission of Matters to a Vote of Security Holders…………………………………………………. 26
Part II
5. Market for The Hartford’ s Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities………………………………………………………………………………....... 27
6. Selected Financial Data………………………………………………………………………………... 29
7. Management’ s Discussion and Analysis of Financial Condition and Results of Operations…….…… 30
7A. Quantitative and Qualitative Disclosures About Market Risk………………………………………… 144
8. Financial Statements and Supplementary Data………………………………………………………... 144
9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure………… 144
9A. Controls and Procedures………………………………………………………………………………. 144
9B. Other Information……………………………………………………………………………………… 146
Part III
10. Directors, Executive Officers and Corporate Governance of The Hartford…………………………... 146
11. Executive Compensation………………………………………………………………………………. 147
12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters…………………………………………………...………………………………………… 147
13. Certain Relationships and Related Transactions, and Director Independence………………………... 149
14. Principal Accounting Fees and Services………………………………………………………………. 149
Part IV
15. Exhibits, Financial Statement Schedules……………………………………………………………… 149
Signatures……………………………………………………………………………………………… II-1
Exhibits Index…………………………………………………………………………………………. II-2