Travelers 2015 Annual Report Download - page 28

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A.M. Best Moody’s S&P Fitch
Travelers Reinsurance Pool(a)(b) . A++ (1st of 16) Aa2 (3rd of 21) AA (3rd of 21) AA (3rd of 21)
Travelers C&S Co. of America . . . A++ (1st of 16) Aa2 (3rd of 21) AA (3rd of 21) AA (3rd of 21)
First Floridian Auto and Home
Ins. Co. ................. A(4th of 16) — — AA (3rd of 21)
The Premier Insurance Company
of Massachusetts ........... A (3
rd of 16) — — —
Travelers C&S Co. of
Europe, Ltd. ............. A++ (1st of 16) Aa2 (3rd of 21) AA (3rd of 21) —
Travelers Insurance Company of
Canada ................. A++ (1st of 16) — AA(4th of 21) —
The Dominion of Canada
General Insurance Company . . A (3rd of 16) — — —
Travelers Insurance Company
Limited ................. A (3
rd of 16) — AA (3rd of 21) —
(a) The Travelers Reinsurance Pool consists of: The Travelers Indemnity Company, The Charter Oak Fire
Insurance Company, The Phoenix Insurance Company, The Travelers Indemnity Company of
Connecticut, The Travelers Indemnity Company of America, Travelers Property Casualty Company of
America, Travelers Commercial Casualty Company, TravCo Insurance Company, The Travelers Home
and Marine Insurance Company, Travelers Casualty and Surety Company, Northland Insurance
Company, Northfield Insurance Company, Northland Casualty Company, American Equity Specialty
Insurance Company, The Standard Fire Insurance Company, The Automobile Insurance Company of
Hartford, Connecticut, Travelers Casualty Insurance Company of America, Farmington Casualty
Company, Travelers Commercial Insurance Company, Travelers Casualty Company of Connecticut,
Travelers Property Casualty Insurance Company, Travelers Personal Security Insurance Company,
Travelers Personal Insurance Company, Travelers Excess and Surplus Lines Company, St. Paul Fire and
Marine Insurance Company, St. Paul Surplus Lines Insurance Company, The Travelers Casualty
Company, St. Paul Protective Insurance Company, Travelers Constitution State Insurance Company,
St. Paul Guardian Insurance Company, St. Paul Mercury Insurance Company, Fidelity and Guaranty
Insurance Underwriters, Inc., Discover Property & Casualty Insurance Company, Discover Specialty
Insurance Company and United States Fidelity and Guaranty Company.
(b) The following affiliated companies are 100% reinsured by one of the pool participants noted in
(a) above: Fidelity and Guaranty Insurance Company, Gulf Underwriters Insurance Company, American
Equity Insurance Company, Select Insurance Company, The Travelers Lloyds Insurance Company and
Travelers Lloyds of Texas Insurance Company.
Debt Ratings
The following table summarizes the current debt, trust preferred securities and commercial paper
ratings of the Company and its subsidiaries as of February 11, 2016. The table also presents the
position of each rating in the applicable agency’s rating scale.
A.M. Best Moody’s S&P Fitch
Senior debt ......... a+ (5
th of 22) A2 (6th of 21) A (6th of 22) A (6th of 22)
Subordinated debt . . . . a(7th of 22) A3 (7th of 21) A(7th of 22) BBB+ (8th of 22)
Junior subordinated
debt ............. bbb+ (8th of 22) A3 (7th of 21) BBB+ (8th of 22) BBB+ (8th of 22)
Trust preferred
securities ......... bbb+ (8th of 22) A3 (7th of 21) BBB+ (8th of 22) BBB+ (8th of 22)
Commercial paper . . . . AMB-1+(1st of 6) P-1 (1st of 4) A-1 (2nd of 10) F-1 (2nd of 8)
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