Travelers 2015 Annual Report Download - page 275

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SCHEDULE III
THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES
Supplementary Insurance Information
2013-2015
(in millions)
Claims and
Claim Claims and Amortization
Deferred Adjustment Net Claim of Deferred Other Net
Acquisition Expense Unearned Earned Investment Adjustment Acquisition Operating Written
Segment Costs Reserves Premiums Premiums Income(1) Expenses Costs Expenses(2) Premiums
2015
Business and International Insurance .............. $1,072 $41,563 $ 7,147 $14,521 $1,824 $ 8,859 $2,329 $2,686 $14,583
Bond & Specialty Insurance .................... 225 3,157 1,292 2,085 223 643 393 389 2,081
Personal Insurance .......................... 552 3,552 3,532 7,268 332 4,221 1,163 973 7,457
Total—Reportable Segments .................... 1,849 48,272 11,971 23,874 2,379 13,723 3,885 4,048 24,121
Other .................................. — 23 — — — — — 404 —
Consolidated ............................. $1,849 $48,295 $11,971 $23,874 $2,379 $13,723 $3,885 $4,452 $24,121
2014
Business and International Insurance .............. $1,080 $42,700 $ 7,208 $14,512 $2,156 $ 9,145 $2,321 $2,541 $14,636
Bond & Specialty Insurance .................... 222 3,435 1,286 2,076 252 481 388 403 2,103
Personal Insurance .......................... 533 3,689 3,345 7,125 379 4,244 1,173 977 7,165
Total—Reportable Segments .................... 1,835 49,824 11,839 23,713 2,787 13,870 3,882 3,921 23,904
Other .................................. — 26 — — — — — 400 —
Consolidated ............................. $1,835 $49,850 $11,839 $23,713 $2,787 $13,870 $3,882 $4,321 $23,904
2013
Business and International Insurance .............. $1,046 $43,181 $ 7,170 $13,332 $2,087 $ 8,285 $2,158 $2,369 $13,512
Bond & Specialty Insurance .................... 213 3,921 1,264 1,981 260 695 378 388 2,030
Personal Insurance .......................... 545 3,763 3,416 7,324 369 4,327 1,285 980 7,225
Total—Reportable Segments .................... 1,804 50,865 11,850 22,637 2,716 13,307 3,821 3,737 22,767
Other .................................. — 30 — — — — — 381 —
Consolidated ............................. $1,804 $50,895 $11,850 $22,637 $2,716 $13,307 $3,821 $4,118 $22,767
(1) See note 2 of notes to the consolidated financial statements herein for discussion of the method used to allocate net investment income and invested assets to the
identified segments.
(2) Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those
product lines with which they are associated.
See the accompanying Report of Independent Registered Public Accounting Firm.