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F39
schedules
forming part of the Accounts (Contd.)
24. Information in respect of restructured assets
Details of loan assets subjected to restructuring are given below:
Rupees in million
Particulars
Year ended
March 31, 2008 Year ended
March 31, 2007
No. Amount Interest
Sacrifice No. Amount Interest
Sacrifice
i) Total amount of loan assets subjected to
restructuring, rescheduling, renegotiation .................. 4 16,757.41—5 527.2 —
of which under CDR ..................................................... 2 1,013.7 — 3273.8 —
ii) The amount of standard assets subjected to
restructuring, rescheduling, renegotiation .................. 3 15,795.31—4405.3 —
of which under CDR ..................................................... 2 1,013.7 — 3273.8 —
iii) The amount of sub-standard assets subjected to
restructuring, rescheduling, renegotiation .................. 1 962.1 — 1121.9 —
of which under CDR ..................................................... ——————
iv) The amount of doubtful assets subjected to
restructuring, rescheduling, renegotiation .................. ——————
of which under CDR ..................................................... ——————
1. Includes cases where terms and conditions of the restructuring are being finalised.
Above details exclude cases that were approved by Corporate Debt Restructuring (CDR) forum and disclosed in earlier years
by the Bank and in which certain terms and conditions have been modified by CDR Forum during the current year.
During the year ended March 31, 2008, there has been no debt restructuring for small and medium enterprises.
25. Details of non-performing assets purchased/sold, excluding those sold to SC/RC
The Bank has sold certain non-performing assets in terms of the guidelines issued by RBI circular no. DBOD.No.BP.
BC.16/21.04.048/2005-06 dated July 13, 2005 on such sale.
Rupees in million
Particulars Year ended
March 31, 2008
Year ended
March 31, 2007
A. No. of accounts ............................................................................................. 12,545 —
B. Aggregate value (net of provisions) of accounts sold,
excluding those sold to SC/RC .....................................................................
515.3 —
C. Aggregate consideration ............................................................................... 499.4 —
D. Aggregate gain/(loss) over net book value ................................................... (15.9) —
26. Fixed Assets
Fixed assets include software acquired by the Bank. The movement in software is given below:
Rupees in million
Particulars Year ended
March 31, 2008
Year ended
March 31, 2007
At cost as on March 31st of preceding year ................................. 3,216.4 2,852.7
Additions during the year ............................................................. 1,235.4 455.9
Deductions during the year.......................................................... (3.0) (92.2)
Depreciation to date .................................................................... (2,847.4) (2,385.9)
Net block ..................................................................................... 1,601.4 830.5
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