Capital One 2004 Annual Report Download - page 3

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2004
$6.21
2003
$4.85
2002
$3.93
2001
$2.91
2000
$2.24
1999
$1.72
1998
$1.32
1996
$0.77
1995
$0.64
1997
$0.93
1994
28%23%35%30%30%30%21%20%growth 42%33%
$0.48
diluted earnings per share
We started with a dream of using scientific
testing and mass customization to make
credit less expensive and more accessible.
The dream quickly became a reality. In 1994 we had one product, one market
and five million accounts. Today we offer a diversified portfolio of financial services
and have 48.6 million accounts in the U.S., the U.K. and Canada. And Capital One®
is now one of the best-known brands in consumer finance. Whether people come
to us for a credit card, a car loan, a small-business credit line or a certificate of
deposit, they know they can count on Capital One to deliver great value without
the hassle.
The excellence built into Capital One’s products is a hallmark of the people of
Capital One, and the high quality of their work is reflected in our success. We’re now
a FORTUNE®200 company, and for ten years running our annual earnings per share
growth and return on equity have exceeded 20%. Only a handful of America’s
publicly held companies can say the same.
Our first ten years have been a great and rewarding adventure. Now it’s back
to the excitement of the future.