Capital One 2004 Annual Report Download - page 25

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CAPITAL ONE FINANCIAL CORPORATION
2004 ANNUAL REPORT ON FORM 10-K
TABLE OF CONTENTS
Item 1. Business 3
Overview 3
Business Description 4
Geographic Diversity
Enterprise Risk Management
Technology/Systems 9
Funding and Liquidity
Competition
Intellectual Property 10
Employees
Supervision and Regulation
Risk Factors 18
Statistical Information 25
Item 2. Properties 25
Item 3. Legal Proceedings 26
Item 4. Submission of Matters to a Vote of Security Holders 26
Item 5. Market for Company’s Common Equity and Related Stockholder Matters 26
Item 6. Selected Financial Data 27
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 28
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 57
Item 8. Financial Statements and Supplementary Data 58
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 101
Item 9A. Controls and Procedures 101
Item 10. Directors and Executive Officers of the Corporation 102
Item 11. Executive Compensation 102
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters 102
Item 13. Certain Relationships and Related Transactions 102
Item 14. Principal Accountant Fees and Services 102
Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K 103
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Recent Developments