Capital One 2004 Annual Report Download - page 126

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PART IV
Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K.
a) (1) The following consolidated financial statements of Capital One Financial Corporation, included in
Item 8, “Financial Statements and Supplementary Data”, are incorporated by reference hereto:
Consolidated Balance Sheets—as of December 31, 2004 and 2003
Consolidated Statements of Income—Years ended December 31, 2004, 2003 and 2002
Consolidated Statements of Changes in Stockholders’ Equity—Years ended December 2004, 2003 and
2002
Consolidated Statements of Cash Flows—Years ended December 31, 2004, 2003 and 2002
Notes to Consolidated Financial Statements
Report of Independent Registered Public Accounting Firm, Ernst & Young LLP
Selected Quarterly and Financial Data (unaudited)—as of and for the years ended December 31, 2004
and 2003
(2) All schedules are omitted since the required information is either not applicable, not deemed material, or
is shown in the respective financial statements or in notes thereto.
(3) Exhibits:
A list of the exhibits to this Form 10-K is set forth on the Exhibit Index immediately preceding such
exhibits and is incorporated herein by reference.
b) Reports on Form 8-K
On October 20, 2004, the Company filed under Item 2.02—“Results of Operations and Financial
Condition”, Item 7.01—“Regulation FD Disclosure”, Item 8.01—“Other Events”, and Item 9.01—
“Financial Statements, Pro Forma Financial Information and Exhibits” of Form 8-K, on Exhibit 99.1, a
copy of its earnings press release for the third quarter 2004 that was issued October 20, 2004. This
release, which is required under Item 2.02, “Results of Operations and Financial Condition,” has been
included under Item 7.01 pursuant to interim reporting guidance provided by the SEC. Additionally, the
Company furnished the information in Exhibit 99.2, Third Quarter Earnings Presentation for the quarter
ended September 30, 2004.
On October 20, 2004, the Company furnished under Item 7.01—“Regulation FD Disclosure” and Item
9.01 – “Financial Statements, Pro Forma Financial Information and Exhibits” of Form 8-K on Exhibit
99.1 the Monthly Charge-off and Delinquency Statistics—September 2004 for the month ended
September 30, 2004.
On October 29, 2004, the Company furnished under Item 5.02—“Departure of Directors or Principal
Officers; Election of Directors; Appointment of Principal Officers”, Item 7.01—“Regulation FD
Disclosure” and Item 9.01—“Financial Statements and Exhibits” of Form 8-K on Exhibit 99.1 its press
release dated October 28, 2004.
On November 4, 2004, the Company furnished under Item 7.01—“Regulation FD Disclosure” and Item
9.01—“Financial Statements, Pro Forma Financial Information and Exhibits” of Form 8-K on Exhibit
99.1 and 99.2 the 2004 Debt and Equity Conference Business Outlook Presentation and 2004 Debt &
Equity Conference Financial Foundations Presentation.
On November 9, 2004, the Company furnished under Item 7.01—“Regulation FD Disclosure” and Item
9.01—“Financial Statements, Pro Forma Financial Information and Exhibits” of Form 8-K on Exhibit
103