HSBC 2008 Annual Report Download - page 469

467
Products and services 138
Profit before tax
by country 89, 107, 119, 129
by customer group 67, 68, 72, 75, 79, 82, 84,
390
by geographical region 88, 90, 96, 99, 104,
110, 116, 386
consolidated 333
data 4
underlying/reported reconciliations 21, 22, 71,
74, 77, 81, 83, 91, 94, 100, 102, 111, 114,
121, 124, 131, 133
Property, plant and equipment 141, 413
accounting policy 354
valuation of land and buildings 141
Provisions 424
accounting policy 357
PVIF 272
Ratios
advances to deposits 236
capital and performance 3
credit coverage 3
cost efficiency 3
earnings to combined fixed charges 57
financial 4
net liquid assets to customer liabilities 237
Regulation and supervision 17, 188
Related party transactions 444
Remuneration committee 298, 315
Renegotiated loans 216
Repricing gap 250
Reputational risk 254
Residual value risk management 252
Rest of Asia-Pacific
balance sheet data 110, 116
business performance 111, 114
challenges and uncertainties 14
customer accounts by country 109
economic briefing 109, 113
lending 205, 207
loan impairment charges 223, 226, 229, 232
loans and advances to customers 108, 206
profit/(loss) 107, 110, 116
underlying/reported profit 111, 114
Risk elements in loan portfolio 233
Risk management 150, 191
capital management and allocation 274
contingent liquidity 238
credit 192
credit spread 244, 245
insurance operations 262
legal 252
liquidity and funding management 235
market 241
operational 252
pension 253
rating scales 218
reputational 254
residual value 252
security and fraud 253
sustainability 254
Risk-weighted assets
by principal subsidiary 280
Sale and repurchase agreements
accounting policy 351
Securities held for trading (concentration of
exposure) 200
Securitisations 182
Segment analysis 385
accounting policy 345
Senior management
biographies 286
Share-based payments 376
accounting policy 356
Share capital 431
accounting policy 359
and reserves 53
notifiable interests in 314
Share information 3
Share plans
Bank of Bermuda plans 310, 434
discretionary plans 307
for directors 326
for employees 304
HSBC Finance plans 309, 381, 434
HSBC France plans 308, 380, 433
long-term incentives 318
performance shares and restricted share
awards 326
Shareholder (communications with) 313, 453
profile 451
Social and community investment 312
Special purpose entities 149, 173, 183, 187
Staff numbers 36, 303
Statement of changes in total equity 338
Statement of recognised income and expense 335
Stock symbols 450
Strategic direction 12, 68, 72, 75, 79
Structural foreign exchange exposure 248
Structured investment vehicles (SIVs) 174
Subsidiaries 87, 416
accounting policy 353
Supplier payment policy 313
Sustainability 312
risk 254
Taxation
accounting policy 355
challenges and uncertainties 17
deferred tax – critical accounting policy 66
expense 381
UK residents 455
US residents 456
Tier 1 capital 279
Total shareholder return 3, 19, 319, 322
Trading assets 396
accounting policy 349
Trading income (net) 28
Trading liabilities 419
accounting policy 349
Trading market (nature of) 449
Trading portfolios 244
Troubled debt restructurings 233
Value at risk 241, 251