HSBC 2008 Annual Report Download - page 46

HSBC HOLDINGS PLC
Report of the Directors: Operating and Financial Review (continued)
Financial summary > Balance sheet > Average balance sheet and NII
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Assets (continued) 2008 2007 2006
Average
balance
Interest
income Yield
Average
balance
Interest
income Yield
Average
balance
Interest
income Yield
US$m US$m % US$m US$m % US$m US$m %
Loans and advances to customers
Europe HSBC Bank ..................... 288,214 18,587 6.45 237,231 18,078 7.62 226,528 14,166 6.25
HSBC Private Banking
Holdings (Suisse) ........ 12,355 494 4.00 9,805 507 5.17 7,134 338 4.74
HSBC France .................. 73,455 3,604 4.91 68,027 3,219 4.73 52,990 2,463 4.65
HSBC Finance ................. 4,808 505 10.50 5,492 611 11.13 5,932 671 11.31
Hong Kong Hang Seng Bank .............. 42,304 1,589 3.76 37,827 2,120 5.60 34,416 1,952 5.67
The Hongkong and
Shanghai Banking
Corporation ................. 54,628 2,291 4.19 48,134 2,901 6.03 47,292 2,843 6.01
Rest of
Asia-Pacific
The Hongkong and
Shanghai Banking
Corporation ................. 77,741 5,163 6.64 59,286 4,321 7.29 52,159 3,449 6.61
HSBC Bank Malaysia ..... 8,407 553 6.58 7,467 507 6.79 6,292 430 6.83
HSBC Bank Middle East 23,697 1,549 6.54 15,125 1,200 7.93 12,757 957 7.50
North America HSBC Bank USA ............ 93,088 5,758 6.19 90,091 6,585 7.31 88,563 6,141 6.93
HSBC Finance ................. 140,957 15,835 11.23 153,658 18,086 11.77 147,336 17,061 11.58
HSBC Bank Canada ........ 48,331 2,455 5.08 43,570 2,598 5.96 35,055 2,037 5.81
Latin America HSBC Mexico ................. 17,252 2,565 14.87 16,469 2,187 13.28 13,193 1,532 11.61
Brazilian operations9 ....... 19,642 4,879 24.84 13,569 3,895 28.71 9,461 3,244 34.29
HSBC Bank Panama ....... 8,620 810 9.40 8,113 778 9.59 1,189 92 7.74
HSBC Bank Argentina .... 2,136 378 17.70 1,667 241 14.46 838 107 12.77
Other operations .......................................... 28,027 1,707 6.09 21,318 1,790 8.40 19,795 1,528 7.72
943,662 68,722 7.28 836,849 69,624 8.32 760,930 59,011 7.76
Financial investments
Europe HSBC Bank ..................... 83,725 3,840 4.59 45,885 2,431 5.30 42,726 1,977 4.63
HSBC Private Banking
Holdings (Suisse) ........ 12,018 553 4.60 10,372 511 4.93 8,729 391 4.48
HSBC France .................. 14,862 795 5.35 10,357 511 4.93 2,545 95 3.73
Hong Kong Hang Seng Bank .............. 24,031 1,063 4.42 30,791 1,550 5.03 27,288 1,224 4.49
The Hongkong and
Shanghai Banking
Corporation ................. 15,361 563 3.67 20,717 1,017 4.91 20,362 911 4.47
Rest of
Asia-Pacific
The Hongkong and
Shanghai Banking
Corporation ................. 31,992 1,507 4.71 23,739 1,065 4.49 17,179 737 4.29
HSBC Bank Malaysia ..... 937 36 3.84 1,515 56 3.70 954 36 3.77
HSBC Bank Middle East 5,671 144 2.54 3,654 174 4.76 1,387 72 5.19
North America HSBC Bank USA ............ 25,089 1,232 4.91 23,373 1,189 5.09 22,214 1,109 4.99
HSBC Finance ................. 2,908 143 4.92 4,072 229 5.62 3,724 200 5.37
HSBC Bank Canada ........ 7,037 197 2.80 6,068 258 4.25 4,351 174 4.00
Latin America HSBC Mexico ................. 3,470 244 7.03 3,327 319 9.59 4,049 427 10.55
Brazilian operations9 ....... 6,758 853 12.62 5,596 672 12.01 3,862 501 12.97
HSBC Bank Panama ....... 618 47 7.61 709 58 8.18 429 21 4.90
HSBC Bank Argentina .... 287 47 16.38 563 68 12.08 311 38 12.22
Other operations .......................................... 29,632 1,354 4.57 27,252 1,407 5.16
24,742 1,191 4.81
264,396 12,618 4.77 217,990 11,515 5.28 184,852 9,104 4.93
For footnotes, see page 143.