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SUNTRUST ANNUAL REPORT54
TABLE • Reconcilement of Non-US GAAP Measures – Quarterly
Three Months Ended
(Dollars in millions, except per share and other data) Dec. Sept. June Mar. Dec. Sept. June Mar.
Net income . . . . . . . .
Securities (gains)/losses, net of tax (.) . — . . . . (.)
Net income excluding securities
(gains)/losses, net of tax . . . . . . . .
The Coca-Cola Company dividend,
net of tax (.) (.) (.) (.) (.) (.) (.) (.)
Net income excluding net securities
(gains)/losses and The Coca-Cola
Company dividend, net of tax . . . . . . . .
Net income . . . . . . . .
Merger expense, net of tax . . . . . — — —
Net income excluding merger expense . . . . . . . .
Noninterest expense ,. ,. ,. ,. ,. . . .
Merger expense (.) (.) (.) (.) (.) — — —
Noninterest expense excluding
merger expense ,. ,. ,. ,. ,. . . .
Diluted earnings per share . . . . . . . .
Impact of excluding merger expense . . . . . — — —
Diluted earnings per share excluding
merger expense . . . . . . . .
Efficiency ratio .% .% .% .% .% .% .% .%
Impact of excluding merger expense (.) (.) (.) (.) (.) — — —
Efficiency ratio excluding merger expense .% .% .% .% .% .% .% .%
Total average assets ,. ,. ,. ,. ,. ,. ,. ,.
Average net unrealized securities gains (,.) (,.) (,.) (,.) (,.) (,.) (,.) (,.)
Average assets less net unrealized
securities gains ,. ,. ,. ,. ,. ,. ,. ,.
Total average equity ,. ,. ,. ,. ,. ,. ,. ,.
Average accumulated other
comprehensive income (,.) (,.) (,.) (,.) (,.) (,.) (,.) (,.)
Total average realized equity ,. ,. ,. ,. ,. ,. ,. ,.
Return on average total assets .% .% .% .% .% .% .% .%
Impact of excluding net realized and
unrealized securities gains/losses and
The Coca-Cola Company dividend (.) (.) (.) (.) . . . (.)
Return on average total assets less
net realized and unrealized securities
gains/losses and The Coca-Cola
Company dividend .% .% .% .% .% .% .% .%
Return on average total
shareholders’ equity .% .% .% .% .% .% .% .%
Impact of excluding net realized and
unrealized securities gains/losses and
The Coca-Cola Company dividend . . . . . . . .
Return on average realized
shareholders’ equity .% .% .% .% .% .% .% .%
Net interest income ,. ,. ,. ,. ,. . . .
FTE adjustment . . . . . . . .
Net interest income – FTE ,. ,. ,. ,. ,. . . .
Noninterest income . . . . . . . .
Total revenue ,. ,. ,. ,. ,. ,. ,. ,.
Securities losses/(gains) (.) . — . . . . (.)
Total revenue excluding
securities losses/(gains) ,. ,. ,. ,. ,. ,. ,. ,.
Computed by dividing annualized net income excluding securities gains/losses and The Coca-Cola Company dividend after-tax, by average assets less net unrealized securities gains.
Computed by dividing annualized net income excluding securities gains/losses and The Coca-Cola Company dividend after-tax, by average realized shareholders’ equity.
MANAGEMENT’S DISCUSSION AND ANALYSIS continued