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SUNTRUST  ANNUAL REPORT 107
ITEM  • Exhibits And Financial Statement Schedules
Financial Statement Filed. See Index To Consolidated Financial Statements on page  of the Annual Report.
The Company’s principal banking subsidiary is owned by SunTrust Bank Holding Company, a Florida corporation. A directory of the Company’s principal
banking units and key subsidiaries are on pages  through  of this Annual Report and Form -K. The Company’s Articles of Incorporation, Bylaws, cer-
tain instruments defining the rights of securities holders, including designations of the terms of outstanding indentures, constituent instruments relating to
various employee benefit plans, and certain other documents are filed as Exhibits to this Report or incorporated by reference herein pursuant to the Securities
Exchange Act of . Shareholders may obtain the list of such Exhibits and copies of such documents upon request to Corporate Secretary, SunTrust Banks,
Inc., Mail Code , P.O. Box , Atlanta, Georgia, . A-copying fee will be charged for the Exhibits.
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the Registration Statements on Form S- (Nos. -, -, -, -,
-, -, -, -, -, -, -, -, -) and Form S- (Nos. -,
-, -) of SunTrust Banks, Inc. of our report dated February ,  relating to the financial statements, management’s assessment of
the effectiveness of internal control over financial reporting and the effectiveness of internal control over financial reporting which appears in the Annual
Report to Shareholders, which is incorporated in this Annual Report on Form -K.
PricewaterhouseCoopers LLP
Atlanta, GA
February , 
SIGNATURES
Pursuant to the requirements of Section  or (d) of the Securities Exchange Act of , the Registrant has duly caused this report to be signed on its
behalf on February ,  by the undersigned, thereunto duly authorized.
SunTrust Banks, Inc. L. Phillip Humann
(Registrant) Chairman of the Board of Directors
and Chief Executive Officer
Pursuant to the requirements of the Securities Exchange Act of , this report has been signed on February ,  by the following persons on behalf of
the Registrant and in the capacities indicated.
L. Phillip Humann Thomas E. Panther
Chairman of the Board of Directors Senior Vice President
and Chief Executive Officer and Controller
Mark A. Chancy
Corporate Executive Vice President
and Chief Financial Officer
All Directors of the Registrant listed on page .
PART IV