SunTrust 2005 Annual Report Download - page 46
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SUNTRUST ANNUAL REPORT44
TABLE • Selected Quarterly Financial Data
Three Months Ended
(Dollars in millions, except per share data) Dec. Sept. June Mar. Dec. Sept. June Mar.
Summary of Operations
Interest and dividend income ,. ,. ,. ,. ,. ,. ,. ,.
Interest expense . . . . . . . .
Net interest income ,. ,. ,. ,. ,. . . .
Provision for loan losses . . . . . . . .
Net interest income after provision
for loan losses ,. ,. ,. ,. ,. . . .
Noninterest income . . . . . . . .
Noninterest expense ,. ,. ,. ,. ,. . . .
Income before provision for
income taxes . . . . . . . .
Provision for income taxes . . . . . . . .
Net income . . . . . . . .
Net interest income-FTE ,. ,. ,. ,. ,. . . .
Total revenue ,. ,. ,. ,. ,. ,. ,. ,.
Per Common Share
Diluted . . . . . . . .
Basic . . . . . . . .
Dividends declared . . . . . . . .
Book value . . . . . . . .
Market Price:
High . . . . . . . .
Low . . . . . . . .
Close . . . . . . . .
Selected Average Balances
Total assets ,. ,. ,. ,. ,. ,. ,. ,.
Earning assets ,. ,. ,. ,. ,. ,. ,. ,.
Loans ,. ,. ,. ,. ,. ,. ,. ,.
Consumer and commercial deposits ,. ,. ,. ,. ,. ,. ,. ,.
Brokered and foreign deposits ,. ,. ,. ,. ,. ,. ,. ,.
Total shareholders’ equity ,. ,. ,. ,. ,. ,. ,. ,.
Common shares –
diluted (thousands) , , , , , , , ,
Common shares –
basic (thousands) , , , , , , , ,
Financial Ratios (Annualized)
Return on average total assets .% .% .% .% .% .% .% .%
Return on average assets less net
unrealized securities gains . . . . . . . .
Return on average total
shareholders’ equity . . . . . . . .
Return on average realized
shareholders’ equity . . . . . . . .
Net interest margin . . . . . . . .
Efficiency ratio . . . . . . . .
Efficiency ratio excluding merger
expense . . . . . . . .
Capital Adequacy
Tier capital ratio . . . . . . . .
Total capital ratio . . . . . . . .
Tier leverage ratio . . . . . . . .
MANAGEMENT’S DISCUSSION AND ANALYSIS continued