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SUNTRUST  ANNUAL REPORT18
SELECTED FINANCIAL DATA
Twelve Months Ended December 
(Dollars in millions, except per share and other data)      
Summary of Operations
Interest and dividend income ,. ,. ,. ,. ,. ,.
Interest expense ,. ,. ,. ,. ,. ,.
Net interest income ,. ,. ,. ,. ,. ,.
Provision for loan losses . . . . . .
Net interest income after provision for loan losses ,. ,. ,. ,. ,. ,.
Noninterest income ,. ,. ,. ,. ,. ,.
Noninterest expense ,. ,. ,. ,. ,. ,.
Income before provision for income taxes ,. ,. ,. ,. ,. ,.
Provision for income taxes . . . . . .
Net income ,. ,. ,. ,. ,. ,.
Net interest income-FTE ,. ,. ,. ,. ,. ,.
Total revenue ,. ,. ,. ,. ,. ,.
Per Common Share
Diluted . . . . . .
Basic . . . . . .
Dividends declared . . . . . .
Market price:
High . . . . . .
Low . . . . . .
Close . . . . . .
Selected Average Balances
Total assets ,. ,. ,. ,. ,. ,.
Earning assets ,. ,. ,. ,. ,. ,.
Loans ,. ,. ,. ,. ,. ,.
Deposits ,. ,. ,. ,. ,. ,.
Total shareholders’ equity ,. ,. ,. ,. ,. ,.
As of December 
Total assets ,. ,. ,. ,. ,. ,.
Earning assets ,. ,. ,. ,. ,. ,.
Loans ,. ,. ,. ,. ,. ,.
Allowance for loan and lease losses ,. ,. . . . .
Deposits ,. ,. ,. ,. ,. ,.
Long-term debt ,. ,. ,. ,. ,. ,.
Total shareholders’ equity ,. ,. ,. ,. ,. ,.
Ratios and Other Data
Return on average total assets .% .% .% .% .% .%
Return on average total assets less net
unrealized securities gains . . . . . .
Return on average total shareholders’ equity . . . . . .
Return on average realized shareholders’ equity . . . . . .
Net interest margin . . . . . .
Efficiency ratio . . . . . .
Total average shareholders’ equity to total
average assets . . . . . .
Allowance to year end loans . . . . . .
Nonperforming assets to total loans plus
OREO and other repossessed assets . . . . . .
Common dividend payout ratio . . . . . .
Full-service banking offices , , , , , ,
ATMs , , , , , ,
Full-time equivalent employees , , , , , ,
Average common shares – diluted (thousands) , , , , , ,
Average common shares – basic (thousands) , , , , , ,