SunTrust 2005 Annual Report Download - page 108

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SUNTRUST  ANNUAL REPORT106
Part I Page
Item Business –, inside back cover
Item A Risk Factors –
Item B Not Applicable
Item Properties 
Item Legal Proceedings 
Item Not Applicable
Part II
Item Market for the Registrant’s Common Equity,
Related Stockholder Matters and Issuer
Purchases of Equity Securities , , ,
inside front cover,
inside back cover
Item Selected Financial Data 
Item Management’s Discussion and Analysis of
Financial Condition and Results of Operations –
Item A Quantitative and Qualitative Disclosures
about Market Risk –
Item Financial Statements and
Supplementary Data –, –, –
Item Not Applicable
Item A Controls and Procedures 
Item B Other Information 
Part III Page
Item  Directors and Executive Officers of
the Registrant Proxy Statement
Item  Executive Compensation Proxy Statement
Item  Security Ownership of Certain Beneficial
Owners and Management and Related
Stockholder Matters Proxy Statement
Item  Certain Relationships and Related
Transactions Proxy Statement
Item  Principal Accountant Fees and Services Proxy Statement
Part IV
Item  Exhibits and Financial Statement Schedules 
Certain statistical data required by the Securities and Exchange
Commission are included on pages –.
Securities and Exchange Commission
Washington, DC 
Annual Report Pursuant to Section  or (d) of the
Securities Exchange Act of 
For the Fiscal Year Ended December , 
Commission file number -
SunTrust Banks, Inc.
Incorporated in the State of Georgia
IRS Employer Identification Number -
Address:  Peachtree Street, NE, Atlanta, GA 
Telephone: --
Securities Registered Pursuant to Section (b) of the Act: Common Stock–. par value, which is registered on the New York Stock Exchange.
Indicate by check mark whether the registrant is an accelerated filer (as defined in Rule b- of the Act.) [X]
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule  of the Securities Act. [X]
Indicate by check mark if the registrant is not required to file reports pursuant to Section  or Section (d) of the Exchange Act. [ ]
SunTrust () has filed all reports required to be filed by Section  or (d) of the Securities Exchange Act of  during the preceding  months
(or for such shorter period that the registrant was required to file such reports), and () has been subject to such filing requirements for the past  days.
Indicate by check mark if disclosure of delinquent filers pursuant to Item  of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form -K or any amendment to this
Form -K. [X]
Indicate by check mark whether the registrant is a shell company (as defined in Rule b- of the Exchange Act. [ ]
As of January , , SunTrust had ,, shares of common stock outstanding. The aggregate market value of SunTrust common stock held
by non-affiliates on June ,  was approximately  billion.
DOCUMENTS INCORPORATED BY REFERENCE
Part III information is incorporated herein by reference, pursuant to Instruction G of Form -K, from SunTrusts Proxy-Statement for its  Annual
Shareholders’ Meeting, which will be filed with the Commission by March ,  (the “Proxy Statement”). Certain Part I and Part II information required by
Form -K is incorporated by reference from the SunTrust Annual Report to Shareholders as indicated below. Except for parts of the SunTrust Annual Report
to Shareholders expressly incorporated herein by reference, the Annual Report is not to be deemed filed with the Securities and Exchange Commission.
 FORM K