SunTrust 2005 Annual Report Download - page 102
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SUNTRUST ANNUAL REPORT100
The tables below disclose selected financial information for SunTrust’s reportable segments for the twelve months ended December , , ,
and .
Twelve Months Ended December ,
Corporate and Wealth and
Investment Investment Corporate/ Reconciling
(Dollars in thousands) Retail Commercial Banking Mortgage Management Other Items Consolidated
Average total assets ,, ,, ,, ,, ,, ,, ,, ,,
Average total liabilities ,, ,, ,, ,, ,, ,, ,, ,,
Average total equity — — — — — ,, — ,,
Net interest income ,, , , , , , , ,,
Fully taxable-equivalent
adjustment (FTE) , , — , ,
Net interest income (FTE) ,, , , , , , , ,,
Provision for loan losses , , , , , , (,) ,
Net interest income after
provision for loan losses ,, , , , , , , ,,
Noninterest income ,, , , , , (,) (,) ,,
Noninterest expense ,, , , , , ,, (,) ,,
Total contribution before taxes ,, , , , , (,,) , ,,
Provision for income taxes — — — — — — , ,
Net income ,, , , , , (,,) (,) ,,
Twelve Months Ended December ,
Corporate and Wealth and
Investment Investment Corporate/ Reconciling
(Dollars in thousands) Retail Commercial Banking Mortgage Management Other Items Consolidated
Average total assets ,, ,, ,, ,, ,, ,, ,, ,,
Average total liabilities ,, ,, ,, ,, ,, ,, ,, ,,
Average total equity — — — — — ,, — ,,
Net interest income ,, , , , , (,) , ,,
Fully taxable-equivalent
adjustment (FTE) , , — , ,
Net interest income (FTE) ,, , , , , , , ,,
Provision for loan losses , , , , , , (,) ,
Net interest income after
provision for loan losses ,, , , , , , , ,,
Noninterest income , , , , , (,) (,) ,,
Noninterest expense ,, , , , , ,, (,) ,,
Total contribution before taxes ,, , , , , (,,) , ,,
Provision for income taxes — — — — — — , ,
Net income ,, , , , , (,,) (,) ,,
Net interest income is fully taxable-equivalent and is presented on a matched maturity funds transfer price basis for the lines of business.
Provision for loan losses represents net charge-offs for the lines of business.
Includes regular income tax provision and taxable-equivalent income adjustment reversal.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued