Travelers 2013 Annual Report Download - page 8

 Includes two months of Dominion premiums
Travelers is organized into three business segments Business Insurance
Financial Professional & International Insurance and Personal Insurance
For more information about Travelers and its products and services visit
travelerscom
Business Insurance
 net written premiums  billion
Business Insurance off ers a broad array of property and
casualty insurance products and services to its clients They
range from small “Main Street” businesses and midsized
and specialty companies to Fortune ™ corporations
Business Insurance is organized into underwriting and
marketing groups focused on particular markets industries
or product lines Select Accounts primarily sells packaged
property and casualty coverage to small businesses
Commercial Accounts markets a unique set of products
that deliver specialized underwriting expertise claim and
risk control services to midsized domestic companies with
global exposures in over  targeted industry segments
In addition business units in the Target Risk Underwriting
group provide insurance products and services to address
large property inland marine ocean marine equipment
breakdown and excess casualty risks Business units in the
IndustryFocused Underwriting and Specialized Distribution
groups tailor coverage to various industries including oil and
gas technology agriculture trucking and construction as
well as to the public sector
Financial Professional & International Insurance
 net written premiums  billion
Financial Professional & International Insurance includes the
Bond & Financial Products business and the International
business Bond & Financial Products provides a wide range
of customers with bond and insurance products and risk
management services Coverages include performance
payment and commercial surety and fi delity bonds for
construction and general commercial enterprises as well as
management liability and employment practices fi duciary
and professional liability coverages primarily for USbased
businesses In addition the business provides traditional
property and casualty coverages to fi nancial institutions
The International business off ers specialized insurance
and risk management products and services property and
casualty insurance products and management liability and
professional liability coverages in Canada the United Kingdom
and the Republic of Ireland and internationally through its
operations at Lloyd’s The International business also provides
personal and small commercial insurance and surety bonds
in Canada
Travelers’ acquisition of Dominion closed Nov   In
addition the company owns  percent of J Malucelli
Participações em Seguros e Resseguros SA JMalucelli
its joint venture in Brazil JMalucelli is currently the surety
market leader in Brazil based on market share and also off ers
property and casualty insurance products
Personal Insurance
 net written premiums  billion
Personal Insurance’s broad array of property and casualty
insurance products allows individuals to choose insurance
solutions for their unique and changing needs Travelers’
primary auto and homeowners products are complemented
by a suite of additional coverage off erings umbrella
condominium tenant homesaver dwelling fi re identity
theft valuable items boat and yacht and wedding/special
events coverage
We off er our products and services through a network
of approximately  independent agencies and
through employee and affi nity group and joint marketing
arrangements Customers can also contact us directly by
phone mobile device or at travelerscom
 TRAVELERS