Travelers 2013 Annual Report Download - page 12

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The Travelers Companies, Inc.
Annual Report on Form 10-K
For Fiscal Year Ended December 31, 2013
TABLE OF CONTENTS
Item Number Page
Part I ......................................................... 3
1. Business ....................................................... 3
1A. Risk Factors .................................................... 51
1B. Unresolved Staff Comments ......................................... 74
2. Properties ...................................................... 74
3. Legal Proceedings ................................................ 74
4. Mine Safety Disclosures ............................................ 75
Part II ........................................................ 75
5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer
Purchases of Equity Securities ..................................... 75
6. Selected Financial Data ............................................ 78
7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ................................................... 79
7A. Quantitative and Qualitative Disclosures About Market Risk ................. 160
8. Financial Statements and Supplementary Data ........................... 163
9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure .................................................... 260
9A. Controls and Procedures ........................................... 260
9B. Other Information ................................................ 263
Part III ....................................................... 264
10. Directors, Executive Officers and Corporate Governance .................... 264
11. Executive Compensation ........................................... 266
12. Security Ownership of Certain Beneficial Owners and Management and Related
Shareholder Matters ............................................ 266
13. Certain Relationships and Related Transactions, and Director Independence ...... 268
14. Principal Accountant Fees and Services ................................ 268
Part IV ........................................................ 268
15. Exhibits and Financial Statement Schedules ............................. 268
Signatures ...................................................... 269
Index to Consolidated Financial Statements and Schedules .................. 271
Exhibit Index ................................................... 281
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