MoneyGram 2015 Annual Report Download - page 3

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Table of Contents
TABLE OF CONTENTS
Page
PART I.
Item 1. Business 3
Overview 3
History and Development 4
2015 Events 4
Our Segments 5
Global Funds Transfer Segment 5
Financial Paper Products Segment 7
Regulation 8
Clearing and Cash Management Bank Relationships 10
Intellectual Property 10
Employees 11
Executive Officers of the Registrant 11
Available Information 13
Item 1A. Risk Factors 13
Item 1B. Unresolved Staff Comments 24
Item 2. Properties 24
Item 3. Legal Proceedings 25
Item 4. Mine Safety Disclosures 25
PART II.
Item 5. Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 26
Item 6. Selected Financial Data 28
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 29
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 50
Item 8. Financial Statements and Supplementary Data 54
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 54
Item 9A. Controls and Procedures 54
Item 9B. Other Information 55
PART III.
Item 10. Directors, Executive Officers and Corporate Governance 56
Item 11. Executive Compensation 56
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 56
Item 13. Certain Relationships and Related Transactions, and Director Independence 56
Item 14. Principal Accounting Fees and Services 56
PART IV.
Item 15. Exhibits and Financial Statement Schedules 56
Signatures 57
Exhibit Index 58
2