ICICI Bank 2005 Annual Report Download - page 131

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RETAIL BANKING
INTERNATIONAL BANKING
!Home Loans
!Car & Two-Wheeler Loans
!Commercial Vehicle Financing
!Personal Loans
!Loans Against Securities
!Savings & Term Deposits
!Salary Accounts
!Investment Products
!Private Banking
!Demat Services
!Credit, Debit & Smart Cards
!Bill Payment Services
!Roaming Current Accounts
!SME Financing
!NRI Savings Accounts
!Foreign Currency International Deposits
!Offshore Banking Unit Deposits
!Money Transfers/Remittances
!Private Banking
!Online Savings Accounts
!Trade Finance
!Correspondent Banking
!Global Treasury
!External Commercial Borrowings
WHOLESALE BANKING
!Working Capital Finance
!Cash Management Services
!Trade Finance Services
!Treasury Products
!Structured Finance
!Infrastructure Finance
!Manufacturing Project Finance
!Capital Market Services
!Rural Banking
!Agricultural Finance
PRODUCT PORTFOLIO
New Horizons
Over the last decade, we have been at the forefront of retail finance in
India, to emerge as the market leader in retail credit in the country. We
are now seeking new horizons in our rural banking operations and our
international business. Our vision is to be the leading provider of
financial services to our target customers, from villages in India's
heartland to the leading financial centres across the world.
As we expand the frontiers of our business, our core strengths
continue to lie in innovation and technology. We are using new
channels of outreach to deliver micro finance solutions in rural India.
Through focused strategies and by actively leveraging our technology
platforms, we have established a meaningful international presence in
a relatively short span of time.
Our products and services are finding great appeal across all
audiences, at home and abroad. As we reach out to new markets
through our rural and international initiatives, we continue to be guided
by our vision of market leadership, customer satisfaction and value
creation.
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