Travelers 2009 Annual Report Download - page 12
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The Travelers Companies, Inc.
Annual Report on Form 10-K
For Fiscal Year Ended December 31, 2009
TABLE OF CONTENTS
Item Number Page
Part I
1. Business....................................................... 1
1A. Risk Factors .................................................... 48
1B. Unresolved Staff Comments......................................... 62
2. Properties...................................................... 63
3. Legal Proceedings................................................ 63
4. Submission of Matters to a Vote of Security Holders . . . . . . . . . . . . . . . . . . . . . . . 67
Part II
5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer
Purchases of Equity Securities ..................................... 68
6. Selected Financial Data............................................ 71
7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ................................................... 72
7A. Quantitative and Qualitative Disclosures About Market Risk . . . . . . . . . . . . . . . . . 155
8. Financial Statements and Supplementary Data . . . . . . . . . . . . . . . . . . . . . . . . . . . 159
9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure.................................................... 254
9A. Controls and Procedures ........................................... 254
9B. Other Information................................................ 257
Part III
10. Directors, Executive Officers and Corporate Governance . . . . . . . . . . . . . . . . . . . . 257
11. Executive Compensation ........................................... 260
12. Security Ownership of Certain Beneficial Owners and Management and Related
Shareholder Matters ............................................ 260
13. Certain Relationships and Related Transactions, and Director Independence . . . . . . 262
14. Principal Accountant Fees and Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 262
Part IV
15. Exhibits and Financial Statement Schedules . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 262
Signatures...................................................... 263
Index to Consolidated Financial Statements and Schedules . . . . . . . . . . . . . . . . . . 265
Exhibit Index ................................................... 273