Travelers 2008 Annual Report Download - page 276

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SCHEDULE III
THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES
Supplementary Insurance Information
2006-2008
(in millions)
Claims and
Deferred Claim Claims and Amortization
Policy Adjustment Net Claim of Deferred Other
Acquisition Expense Unearned Premium Investment Adjustment Acquisition Operating Premiums
Segment Costs Reserves Premiums Revenue Income(a) Expenses Costs Expenses(b) Written 2008 Business Insurance ..................... $ 813 $43,982 $ 5,552 $11,180 $1,917 $ 6,608 $1,818 $2,080 $11,220
Financial, Professional & International Insurance . 366 6,741 2,250 3,429 454 1,769 652 583 3,468 Personal Insurance ..................... 595 3,923 3,155 6,970 421 4,616 1,410 829 6,995
Total—Reportable Segments ............... 1,774 54,646 10,957 21,579 2,792 12,993 3,880 3,492 21,683 Other ............................. — 77 — — — — — 396 —
Consolidated ........................ $1,774 $54,723 $10,957 $21,579 $2,792 $12,993 $3,880 $3,888 $21,683 2007 Business Insurance ..................... $ 821 $47,050 $ 5,695 $11,283 $2,708 $ 6,673 $1,742 $2,029 $11,318
Financial, Professional & International Insurance . 390 6,822 2,398 3,384 494 1,737 654 590 3,465 Personal Insurance ..................... 598 3,747 3,134 6,803 559 3,987 1,310 699 6,835
Total—Reportable Segments ............... 1,809 57,619 11,227 21,470 3,761 12,397 3,706 3,318 21,618 Other ............................. — 81 — — — — — 380 — Consolidated ........................ $1,809 $57,700 $11,227 $21,470 $3,761 $12,397 $3,706 $3,698 $21,618
2006 Business Insurance ..................... $ 723 $49,179 $ 5,778 $10,876 $2,538 $ 6,853 $1,547 $2,109 $11,046
Financial, Professional & International Insurance . 369 6,238 2,301 3,321 429 1,794 638 536 3,393 Personal Insurance ..................... 523 3,785 3,149 6,563 548 3,597 1,154 804 6,711
Total—Reportable Segments ............... 1,615 59,202 11,228 20,760 3,515 12,244 3,339 3,449 21,150 Other ............................. — 86 — — 2 — — 333 — Consolidated ........................ $1,615 $59,288 $11,228 $20,760 $3,517 $12,244 $3,339 $3,782 $21,150
(a) See note 2 to the consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments. (b) Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those
product lines with which they are associated.