LensCrafters 2013 Annual Report Download - page 30
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25
If economic conditions around the world worsen, we may experience an increase in our exposure to credit risk on our
accounts receivable which may result in increased costs due to additional reserves for doubtful accounts and a reduction in
sales to customers experiencing credit - related issues.
A substantial majority of our outstanding trade receivables are not covered by collateral or credit insurance. While
we have procedures to monitor and limit exposure to credit risk on our trade and non-trade receivables, there can be no
assurance such procedures will effectively limit our credit risk and avoid losses, which could have a material adverse effect
on our results of operations.