HSBC 2007 Annual Report Download - page 184

HSBC HOLDINGS PLC
Report of the Directors: Financial Review (continued)
Other financial information > CDs and other time deposits / Off-balance sheet arrangements and SPEs
182
Certificates of deposit and other time deposits
At 31 December 2007, the maturity analysis of CDs and other wholesale time deposits, by remaining maturity, was
as follows:
3 months
or less
After
3 months
but within
6 months
After
6 months
but within
12 months
After
12 months
Total
US$m US$m US$m US$m US$m
Europe
Certificates of deposit .......................... 30,087 2,863 3,066 – 36,016
Time deposits:
– banks .................................................. 35,721 2,089 2,233 4,097 44,140
– customers ........................................... 81,134 6,063 2,108 3,554 92,859
146,942 11,015 7,407 7,651 173,015
Hong Kong
Certificates of deposit .......................... 969 646 974 1,373 3,962
Time deposits:
– banks .................................................. 1,955 – – 37 1,992
– customers ........................................... 22,450 359 233 909 23,951
25,374 1,005 1,207 2,319 29,905
Rest of Asia-Pacific
Certificates of deposit .......................... 3,816 2,235 1,554 221 7,826
Time deposits:
– banks .................................................. 7,104 863 497 111 8,575
– customers ........................................... 10,896 987 673 1,763 14,319
21,816 4,085 2,724 2,095 30,720
North America
Certificates of deposit .......................... – – – – –
Time deposits:
– banks .................................................. 6,164 283 3 3 6,453
– customers ........................................... 15,151 327 1,324 1,857 18,659
21,315 610 1,327 1,860 25,112
Latin America
Certificates of deposit .......................... 386 1,289 325 610 2,610
Time deposits:
– banks .................................................. 1,289 362 364 355 2,370
– customers ........................................... 11,988 1,514 1,213 246 14,961
13,663 3,165 1,902 1,211 19,941
Total
Certificates of deposit .......................... 35,258 7,033 5,919 2,204 50,414
Time deposits:
– banks .................................................. 52,233 3,597 3,097 4,603 63,530
– customers ........................................... 141,619 9,250 5,551 8,329 164,749
229,110 19,880 14,567 15,136 278,693
The geographical analysis of deposits is based on the location of the office in which the deposits are recorded and excludes balances with
HSBC companies. The majority of certificates of deposit and time deposits are in amounts of US$100,000 and over or the equivalent in
other currencies.