HSBC 2007 Annual Report Download - page 173

171
Analysis of changes in net interest income
The following table allocates changes in net interest income between volume and rate for 2007 compared with 2006,
and for 2006 compared with 2005.
Interest income
Increase/(decrease)
in 2007 compared
with 2006
Increase/(decrease) in
2006 compared with
2005
2007 Volume Rate 2006 Volume Rate 2005
US$m US$m US$m US$m US$m US$m US$m
Short-term funds and loans and advances to banks
Europe HSBC Bank .................................
2,592 729 327 1,536 424 338 774
HSBC Private Banking
Holdings (Suisse) .................... 229 13 26 190 42 35 113
HSBC France ..............................
1,294 390 214 690 77 226
387
Hong Kong Hang Seng Bank .......................... 609 126 – 483 82 113
288
The Hongkong and Shanghai
Banking Corporation .............. 2,352 484 223 1,645 54 533 1,058
Rest of
Asia-Pacific
The Hongkong and Shanghai
Banking Corporation .............. 810 229 61 520 52 117 351
HSBC Bank Malaysia ................. 103 13 3 87 20 18 49
HSBC Bank Middle East ............ 324 100 16 208 35 62
111
North America HSBC Bank USA ........................ 477 54 (42) 465 204 110 151
HSBC Bank Canada .................... 174 28 8 138 31 45 62
Latin America HSBC Mexico ............................. 239 11 1 227 31 (32)
228
Brazilian operations3 ................... 645 230 (157) 572 141 (134) 565
HSBC Bank Panama ................... 33 24 – 9 3 3 3
HSBC Bank Argentina ................ 16 4 4 8 (2) 3 7
Other operations ........................................................ 898 89 191 618 52 113 453
10,795 2,561 838 7,396 1,162 1,634 4,600
Loans and advances to customers
Europe HSBC Bank .................................
18,078 669 3,243
14,166 1,378 565
12,223
HSBC Private Banking
Holdings (Suisse) .................... 507 127 42 338 49 78
211
HSBC France ..............................
3,219 699 57
2,463 448 305
1,710
HSBC Finance .............................
611 (50) (10) 671 (438) 23
1,086
Hong Kong Hang Seng Bank .......................... 2,120 193 (25) 1,952 61 568
1,323
The Hongkong and Shanghai
Banking Corporation .............. 2,901 51 7 2,843 156 626
2,061
Rest of
Asia-Pacific
The Hongkong and Shanghai
Banking Corporation .............. 4,321 471 401 3,449 314 476
2,659
HSBC Bank Malaysia .................. 507 80 (3) 430 55 50
325
HSBC Bank Middle East ............ 1,200 178 65 957 172 150 635
North America HSBC Bank USA ........................ 6,585 106 338 6,141 114 433
5,594
HSBC Finance .............................
18,086 732 293
17,061 3,279 475
13,307
HSBC Bank Canada .................... 2,598 495 66 2,037 331 267
1,439
Latin America HSBC Mexico ............................. 2,187 380 275 1,532 389 (67)
1,210
Brazilian operations3 ................... 3,895 1,409 (758) 3,244 716 (119)
2,647
HSBC Bank Panama ................... 778 686 – 92 13 12 67
HSBC Bank Argentina ................ 241 106 28 107 (10) (5)
122
Other operations ........................................................ 1,790 118 144 1,528 (314) 557 1,285
69,624 5,891 4,722 59,011 5,756 5,351
47,904
For footnotes, see page 173.