Wells Fargo 2010 Annual Report Download - page 35

Download and view the complete annual report

Please find page 35 of the 2010 Wells Fargo annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 232

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212
  • 213
  • 214
  • 215
  • 216
  • 217
  • 218
  • 219
  • 220
  • 221
  • 222
  • 223
  • 224
  • 225
  • 226
  • 227
  • 228
  • 229
  • 230
  • 231
  • 232

Financial Review
34 Overview
38 Earnings Performance
49 Balance Sheet Analysis
52 Off-Balance Sheet Arrangements
54 Risk Management
82 Capital Management
84 Critical Accounting Policies
90 Current Accounting Developments
90 Forward-Looking Statements
92 Risk Factors
Controls and Procedures
102 Disclosure Controls and Procedures
102 Internal Control over Financial Reporting
102 Management’s Report on Internal Control over
Financial Reporting
103 Report of Independent Registered Public Accounting Firm
Financial Statements
104 Consolidated Statement of Income
105 Consolidated Balance Sheet
106 Consolidated Statement of Changes in Equity and
Comprehensive Income
110 Consolidated Statement of Cash Flows
Notes to Financial Statements
111 1 Summary of Significant Accounting Policies
121 2 Business Combinations
122 3 Cash, Loan and Dividend Restrictions
122 4 Federal Funds Sold, Securities Purchased under
Resale Agreements and Other Short-Term Investments
123 5 Securities Available for Sale
131 6 Loans and Allowance for Credit Losses
145 7 Premises, Equipment, Lease Commitments and Other Assets
146 8 Securitizations and Variable Interest Entities
156 9 Mortgage Banking Activities
159 10 Intangible Assets
161 11 Deposits
162 12 Short-Term Borrowings
163 13 Long-Term Debt
166 14 Guarantees and Legal Actions
172 15 Derivatives
179 16 Fair Values of Assets and Liabilities
194 17 Preferred Stock
196 18 Common Stock and Stock Plans
201 19 Employee Benefits and Other Expenses
209 20 Income Taxes
211 21 Earnings Per Common Share
212 22 Other Comprehensive Income
213 23 Operating Segments
215 24 Condensed Consolidating Financial Statements
220 25 Regulatory and Agency Capital Requirements
221 Report of Independent Registered
Public Accounting Firm
222 Quarterly Financial Data
224 Glossary of Acronyms
33