HSBC 2002 Annual Report Download - page 145

HSBC HOLDINGS PLC
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143
Loan maturity and interest sensitivity analysis
There follows a geographic analysis of loan maturity and interest sensitivity by loan type on a contractual repayment
basis as at 31 December 2002. All amounts are net of suspended interest.
Europe
H
on
g
K
on
g
R
est o
f
Asia-
Pacific
North
America
South
America Total
US$m US$m US$m US$m US$m US$m
Maturity of 1 year or less
Loans and advances to banks*......................... 38,089 33,352 10,301 8,866 1,665 92,273
Commercial loans to customers
– Commercial, industrial and
international trade......................................... 25,845 7,365 10,422 7,142 911 51,685
– Real estate and other property related .......... 6,691 4,030 2,333 4,209 58 17,321
– Non-bank financial institutions .................... 13,512 1,372 828 8,653 41 24,406
– Governments ................................................ 322 280 489 848 11 1,950
– Other commercial ......................................... 15,013 1,918 4,028 8,525 384 29,868
61,383 14,965 18,100 29,377 1,405 125,230
Hong Kong SAR Government Home
Ownership Scheme.......................................
–
742
–
–
–
742
Residential mortgages and other
personal loans............................................... 15,918 8,695 5,042 7,509 965 38,129
Loans and advances to customers .................... 77,301 24,402 23,142 36,886 2,370 164,101
Total loans maturing in one year or less .......... 115,390 57,754 33,443 45,752 4,035 256,374
Maturity after 1 year but within 5 years
Loans and advances to banks........................... 883 7 251 70
–
1,211
Commercial loans to customers
– Commercial, industrial and international ..... 12,464 2,575 1,826 2,992 113 19,970
– Real estates and other property related......... 5,621 7,617 1,961 3,840 8 19,047
– Non-bank financial institutions .................... 1,085 656 86 393 6 2,226
– Governments ................................................ 816 436 289 1,987 135 3,663
– Other commercial ......................................... 5,812 3,400 1,635 1,152 111 12,110
25,798 14,684 5,797 10,364 373 57,016
Hong Kong SAR Government Home
Ownership Scheme.......................................
–
2,331
–
–
–
2,331
Residential mortgages and other
personal loans............................................... 16,470 7,594 3,280 10,165 212 37,721
Loans and advances to customers .................... 42,268 24,609 9,077 20,529 585 97,068
Total loans maturing after 1 year but
within 5 years ............................................... 43,151 24,616 9,328 20,599 585 98,279
*Excludes sight balances with central banks