HSBC 2002 Annual Report Download - page 120

HSBC HOLDINGS PLC
Financial Review (continued)
118
Europe Hong Kong
Rest o
f
Asia-Pacific #
Nort
h
America
Sout
h
America#
Gross
loans an
d
advances to
customers
Gross loans
b
y custome
r
type as a
% of total
gross
loans
Provisions
for ba
d
an
d
doubtful
debts
US$m US$m US$m US$m US$m US$m % US$m
31 December 2002
Personal:
Residential mortgages .......................... 38,719 23,839 7,507 26,666 253 96,984 26.9 (548 )
Hong Kong SAR Government Home
Ownership Scheme.......................... – 7,255 – – – 7,255 2.0 –
Other personal...................................... 26,748 7,066 5,900 7,836 1,012 48,562 13.4 (1,527)
Total personal ...................................... 65,467 38,160 13,407 34,502 1,265 152,801 42.3 (2,075)
Corporate and commerical:
Commercial, industrial and
international trade............................ 44,424 10,173 12,582 10,773 1,063 79,015 21.8 (2,603)
Commercial real estate......................... 11,887 8,336 2,701 6,297 46 29,267 8.1 (221)
Other property-relate
d
.......................... 3,970 4,805 2,031 4,515 26 15,347 4.2 (397)
Governmen
t
......................................... 2,164 719 933 4,575 562 8,953 2.5 (4)
Other commercial*............................... 22,712 6,612 5,950 4,835 565 40,674 11.2 (1,077)
Total corporate and commercial 85,157 30,645 24,197 30,995 2,262 173,256 47.8 (4,302)
Financial:
Non-bank financial institutions ............ 15,221 2,055 931 9,231 49 27,487 7.6 (229 )
Settlement accounts.............................. 2,622 347 192 5,224 – 8,385 2.3 –
Total financial...................................... 17,843 2,402 1,123 14,455 49 35,872 9.9 (229)
Total gross loans and advances to
customers ........................................ 168,467 71,207 38,727 79,952 3,576 361,929 100.0 (6,606)
General provisions ............................... (2,511)
Suspended interes
t
............................... (467 )
Total..................................................... 361,462 (9,117 )
*Other commercial includes advances in respect of agriculture, transport, energy and utilities.
#Further analysis is given on page 121.