TCF Bank 2010 Annual Report Download - page 112

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• 96 • TCF Financial Corporation and Subsidiaries
Item 9. Changes in and
Disagreements With Accountants
on Accounting and Financial
Disclosure
None.
Item 9A. Controls and Procedures
Disclosure Controls and Procedures The Company
carried out an evaluation, under the supervision and with
the participation of the Company’s management, including
the Company’s Chief Executive Officer (Principal Executive
Officer), the Company’s Chief Financial Officer (Principal
Financial Officer) and its Controller and Assistant Treasurer
(Principal Accounting Officer), of the effectiveness of the
design and operation of the Company’s disclosure controls
and procedures pursuant to Exchange Act Rule 13a-15 and
15d-15 of the Securities Exchange Act of 1934, as amended
(the “Exchange Act”). Based upon that evaluation, manage-
ment concluded that the Company’s disclosure controls and
procedures are effective, as of December 31, 2010.
Disclosure controls and procedures are designed to
ensure that information required to be disclosed by TCF
in reports filed or submitted under the Exchange Act is
recorded, processed, summarized and reported within
the time periods specified in the SEC’s rules and forms.
Disclosure controls are also designed with the objective
of ensuring that such information is accumulated and
communicated to the Company’s management, including
the Chief Executive Officer (Principal Executive Officer),
the Chief Financial Officer (Principal Financial Officer)
and the Controller and Assistant Treasurer (Principal
Accounting Officer), as appropriate, to allow for timely
decisions regarding required disclosure. TCF’s disclosure
controls also include internal controls that are designed to
provide reasonable assurance that transactions are properly
authorized, assets are safeguarded against unauthorized or
improper use and that transactions are properly recorded
and reported.
Changes in Internal Control Over Financial Reporting
There were no changes to TCF’s internal controls over finan-
cial reporting (as defined in Rule 13a-15(f) of the Exchange
Act) during the quarter ended December 31, 2010 that
materially affected, or are reasonably likely to materially
affect, TCF’s internal control over financial reporting.