Travelers 2014 Annual Report Download - page 30

Table of Contents
General Insurance Company and Travelers Insurance Company Limited as of February 12, 2015. The table presents the position of each rating in
the applicable agency's rating scale.
Debt Ratings
The following table summarizes the current debt, trust preferred securities and commercial paper ratings of the Company and its subsidiaries as
of February 12, 2015. The table also presents the position of each rating in the applicable agency's rating scale.
29
A.M. Best
Moody's
S&P
Fitch
Travelers Reinsurance
Pool(a)(b)
A++ (1
st
of 16
)
Aa2 (3
rd
of 21
)
AA (3
rd
of 21
)
AA (3
rd
of 21
)
Travelers C&S Co. of
America
A++ (1
st
of 16
)
Aa2 (3
rd
of 21
)
AA (3
rd
of 21
)
AA (3
rd
of 21
)
First Floridian Auto and
Home Ins. Co.
A– ( 4
th
of 16
)
—
—
AA (3
rd
of 21
)
The Premier Insurance
Company of
Massachusetts
A (3
rd
of 16
)
—
—
—
Travelers C&S Co. of
Europe, Ltd.
A++ (1
st
of 16
)
Aa2 (3
rd
of 21
)
AA (3
rd
of 21
)
—
Travelers Insurance
Company of Canada
A++ (1
st
of 16
)
—
AA– ( 4
th
of 21
)
—
The Dominion of Canada
General Insurance
Company
A (3
rd
of 16
)
—
—
—
Travelers Insurance
Company Limited
A (3
rd
of 16
)
—
AA (3
rd
of 21
)
—
(a) The Travelers Reinsurance Pool consists of: The Travelers Indemnity Company, The Charter Oak Fire Insurance Company,
The Phoenix Insurance Company, The Travelers Indemnity Company of Connecticut, The Travelers Indemnity Company of
America, Travelers Property Casualty Company of America, Travelers Commercial Casualty Company, TravCo Insurance
Company, The Travelers Home and Marine Insurance Company, Travelers Casualty and Surety Company, Northland
Insurance Company, Northfield Insurance Company, Northland Casualty Company, American Equity Specialty Insurance
Company, The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, Travelers
Casualty Insurance Company of America, Farmington Casualty Company, Travelers Commercial Insurance Company,
Travelers Casualty Company of Connecticut, Travelers Property Casualty Insurance Company, Travelers Personal Security
Insurance Company, Travelers Personal Insurance Company, Travelers Excess and Surplus Lines Company, St. Paul Fire and
Marine Insurance Company, St. Paul Surplus Lines Insurance Company, The Travelers Casualty Company, St. Paul
Protective Insurance Company, Travelers Constitution State Insurance Company, St. Paul Guardian Insurance Company,
St. Paul Mercury Insurance Company, Fidelity and Guaranty Insurance Underwriters, Inc., Discover Property & Casualty
Insurance Company, Discover Specialty Insurance Company and United States Fidelity and Guaranty Company.
(b) The following affiliated companies are 100% reinsured by one of the pool participants noted in (a) above: Fidelity and
Guaranty Insurance Company, Gulf Underwriters Insurance Company, American Equity Insurance Company, Select
Insurance Company, St. Paul Fire and Casualty Insurance Company, The Travelers Lloyds Insurance Company and Travelers
Lloyds of Texas Insurance Company.
A.M. Best
Moody's
S&P
Fitch
Senior debt
a+ (5
th
of 22
)
A2 (6
th
of 21
)
A (6th of 22
)
A (6th of 22
)
Subordinated
debt
a– ( 7
th
of 22
)
A3 (7
th
of 21
)
A– ( 7
th
of 22
)
BBB+ (8
th
of 22
)
Junior
subordinated
debt
bbb+ (8th of 22
)
A3 (7
th
of 21
)
BBB+ (8
th
of 22
)
BBB+ (8
th
of 22
)
Trust preferred
securities
bbb+ (8th of 22
)
A3 (7
th
of 21
)
BBB+ (8
th
of 22
)
BBB+ (8
th
of 22
)
Commercial paper
AMB - 1 (2
nd
of 6
)
P - 1 (1
st
of 4
)
A - 1 (2
nd
of 10
)
F - 1 (2
nd
of 8
)