MoneyGram 2005 Annual Report Download - page 3

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TABLE OF CONTENTS
Page
PART I.
Item 1. Business 1
Global Funds Transfer Segment 1
Payment Systems Segment 3
Sales and Marketing 4
Product Development and Enhancements 4
Competition 5
Regulation 5
Intellectual Property 6
Relationship with Viad 7
Employees 7
Executive Officers of the Registrant 7
Available Information 8
Item 1A. Risk Factors 8
Item 1B. Unresolved SEC Comments 14
Item 2. Properties 14
Item 3. Legal Proceedings 14
Item 4. Submission of Matters to a Vote of Security Holders 14
PART II.
Item 5. Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 15
Item 6. Selected Financial Data 16
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation 17
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 42
Item 8. Financial Statements and Supplementary Data 43
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 43
Item 9A. Controls and Procedures 43
Item 9B. Other Information 43
PART III.
Item 10. Directors and Executive Officers of the Registrant 44
Item 11. Executive Compensation 44
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 44
Item 13. Certain Relationships and Related Transactions 45
Item 14. Principal Accountant Fees and Services 45
PART IV.
Item 15. Exhibits and Financial Statement Schedules 45
Signatures 46
Exhibit Index 47
Deferred Compensation Plan
2005 Omnibus Incentive Plan Performance-Based Restricted Stock Agreement (US Version)
2005 Omnibus Incentive Plan Non-Qualified Stock Option Agreement (US Version)
2005 Omnibus Incentive Plan Non-Qualified Stock Option Agreement (UK Version)
2005 Omnibus Incentive Plan Non-Qualified Stock Option Agreement for Directors
Subsidiaries
Consent of Deloitte & Touche LLP
Power of Attorney
Section 302 Certification of CEO
Section 302 Certification of CFO
Section 906 Certification of CEO
Section 906 Certification of CFO