MoneyGram 2005 Annual Report Download - page 118
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(b) references to the specific provisions of the Plan Statement (or other applicable Plan document) on which the adverse determination is based;
(c) a statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records, and
other information relevant to the claimant's claim for benefits;
(d) a statement describing any voluntary appeal procedures offered by the Plan and the claimant's right to obtain information about such procedures; and
(e) a statement of the claimant's right to bring an action under ERISA section 502(a).
10.4. Rules and Regulations.
10.4.1. Adoption of Rules. Any rule not in conflict or at variance with the provisions hereof may be adopted by MGI.
10.4.2. Specific Rules.
(a) Any decision or determination to be made by MGI shall be made by the Chief Executive Officer unless delegated as provided for in the Plan, in
which case references in this Section 10 to the Chief Executive Officer shall be treated as references to the Chief Executive Officer's delegate. No
inquiry or question shall be deemed to be a claim or a request for a review of a denied claim unless made in accordance with the established claim
procedures. MGI may require that any claim for benefits and any request for a review of a denied claim be filed on forms to be furnished by MGI
upon request.
(b) All decisions on claims and on requests for a review of denied claims shall be made by MGI.
(c) Claimants may be represented by a lawyer or other representative at their own expense, but MGI reserves the right to require the claimant to furnish
written authorization and establish reasonable procedures for determining whether an individual has been authorized to act on behalf of a claimant.
A claimant's representative shall be entitled to copies of all notices given to the claimant.
(d) The decision on a claim and on a request for a review of a denied claim may be provided to the claimant in electronic form instead of in writing at
the discretion of MGI.
(e) In connection with the review of a denied claim, the claimant or the claimant's representative shall be provided, upon request and free of charge,
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