Western Union 2011 Annual Report Download - page 12
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Please find page 12 of the 2011 Western Union annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
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• liabilities and unanticipated developments resulting from governmental investigations and consent
agreements with, or enforcement actions by, regulators, including a failure to comply with the settlement
agreement with the State of Arizona;
• the impact on our business of the Dodd-Frank Wall Street Reform, the rules promulgated there-under and
the creation of the Consumer Financial Protection Bureau;
• liabilities resulting from litigation, including class-action lawsuits and similar matters, including costs,
expenses, settlements and judgments;
• failure to comply with regulations regarding consumer privacy and data use and security;
• effects of unclaimed property laws;
• failure to maintain sufficient amounts or types of regulatory capital to meet the changing requirements of
our regulators worldwide;
• changes in accounting standards, rules and interpretations;
Other Events
• adverse consequences from our spin-off from First Data Corporation;
• catastrophic events; and
• management’s ability to identify and manage these and other risks.
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