The Hartford 2012 Annual Report Download - page 81
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Table of Contents
Automobile 2,015,323 2,080,535 2,226,351
Homeowners 1,319,101 1,338,676 1,426,107
Automobile $332 $298 $311
Homeowners $117 $91 $ 106
Automobile 85%83%83%
Homeowners 86%84%85%
Automobile 4%5%6%
Homeowners 6%8%10%
Automobile 5%6%5%
Homeowners 7%9%7%
Loss and loss adjustment expense ratio
Current accident year before catastrophes 65.7 67.7 69.4
Current accident year catastrophes 10.5 11.3 7.6
Prior accident years (3.9)(2.0)(2.2)
Total loss and loss adjustment expense ratio 72.3 77.0 74.8
Expense ratio 25.1 24.3 24.9
Catastrophe ratio
Current accident year 10.5 11.3 7.6
Prior accident years (0.8)0.7 0.3
Non-catastrophe prior year development (3.1)(2.7)(2.4)
Other revenues [1] 155 156 172
[1] Represents servicing revenues.
Automobile 97.6 95.3 98.0
Homeowners 97.0 115.8 104.3
80