The Hartford 2012 Annual Report Download - page 300

3.03Discontinuance and Amendment. The Board of Directors reserves the right to modify, amend, or discontinue in whole or in part,
benefit accruals under the Plan at any time. However, no modification, amendment, or discontinuance shall adversely
affect the right of any Participant to receive the benefits accrued as of the date of such modification, amendment or
discontinuance and after the occurrence of a Change of Control, no modification or amendment shall be made to Section
2.05. Notwithstanding the foregoing, following any amendment and except as provided in Article II with respect to lump
sum payments hereunder, benefits may be adjusted as required to take into account the amount of benefits payable under
the Retirement Plan after the application of the limitations referred to in Section 2.02 hereof.
3.04Termination of Plan. The Board of Directors reserves the right to terminate the Plan at any time, provided, however, that no
termination shall be effective retroactively. As of the effective date of termination of the Plan,
(a) the benefits of any Participant or Beneficiary whose benefit payments have commenced shall continue to be paid, but
only to the extent such benefits are not otherwise payable under the Retirement Plan because of the limitations referred
to in Section 2.02 hereof, and
(b) no further benefits shall accrue on behalf of any Participant whose benefits have not commenced, and such Participant
and his or her Beneficiary shall retain the right to benefits hereunder; provided that, on or after the effective date of
termination,
(i)the Participant is vested under the Retirement Plan and