The Hartford 2012 Annual Report Download - page 267

members of the Committee against any liability for, any loss sustained by reason of any act or failure to act in their administrative
capacities, provided such act or failure to act does not involve willful misconduct. Such indemnification shall include attorneys' fees and
other costs and expenses reasonably incurred in defense of any action brought against the Plan Administrator or any member of the
Committee by reason of any such act or failure to act. The Plan Administrator and any member of the Committee shall not be liable or
responsible for any act or omission of another fiduciary in relation to the Plan unless the Plan Administrator or such member (A)
participates knowingly in, or knowingly undertakes to conceal, such act or omission by such other fiduciary, or (B) has knowledge of a
breach of fiduciary responsibility by such other fiduciary and does not make reasonable efforts to remedy such breach.
ARTICLE VIII
MISCELLANEOUS
8.1 Unfunded and Unsecured Plan. The Plan shall be unfunded and unsecured for tax purposes and for purposes of ERISA. The
Hartford shall have no obligation to fund its liabilities, if any, under the Plan. Nothing in the Plan and no action taken by The Hartford or
its agents hereunder shall be construed to create a trust of any kind, or a fiduciary relationship between The Hartford and any other
person or entity. All funds or other assets received or held by The Hartford pursuant to or in connection with the Plan may be used by
The Hartford for any corporate purpose, and The Hartford shall not be obligated to segregate such amounts from its general assets. No
Participant or any other person or entity shall have any claim against The Hartford or its assets other than as an unsecured and
unsubordinated general creditor of The Hartford. Without limiting the generality of the foregoing, a Participant's claim hereunder shall at
any time be solely for the amount then credited to the Participant's Account. Notwithstanding the foregoing, The Hartford may establish
a grantor trust or purchase securities or take any other action deemed appropriate to assist The Hartford in meeting its obligations under
the Plan, provided, however, that in no event shall any person or entity have any right to or interest in such trust or property by reason
of the Plan.
8.2 Absence of Representations. The Plan shall not be construed to provide any representation or guarantee by The Hartford that
any particular income or other tax consequence will result from a Participant's participation in the Plan. Each Participant shall be deemed
to have consulted with his or her professional tax advisor to determine the tax consequences of participation hereunder. The Plan shall
not be construed to provide any representation or guarantee by The Hartford that any
particular amount of a Participant's Account allocated to any of the Hypothetical Investment Funds hereunder will result in any
particular investment experience related thereto, and The Hartford shall in no event be required to pay any amount to any person or
entity on account of any loss suffered by reason of the operation of the Plan.
8.3 Tax Withholding. The Plan Administrator shall have the right to make such provisions as deemed appropriate in its sole
discretion to satisfy any obligation of a Participating Company to withhold federal, state or local income or other taxes incurred by reason
of the operation of the Plan or an Award under the Plan, including but not limited to at any time (i) requiring a Key Employee