The Hartford 2012 Annual Report Download - page 265

(B)Exception for Certain Terminations. In the case of a Participant who: (i) has reached age 55 or older at the time
employment or service on the Board of Directors terminates or who has satisfied the requirements for early
retirement treatment (“Rule of 70”) under The Hartford Retirement Plan for U.S. Employees, or (ii) is a
commissioned wholesaler for Planco Financial Services,. who, at the time employment terminates, satisfies
the minimum service and Account balance requirements established by the Committee or the Plan
Administrator (two years and $50,000), the Company shall distribute the amounts credited to such a
Participant’s Account in accordance with the distribution elections in place at such time. Notwithstanding the
foregoing, except for a Participant who elected to participate in the Plan prior to 2009 while a commissioned
wholesaler for Planco Financial Services or a Participant who first elects to participate in the Plan after 2008
while a wholesaler for Planco Financial Services, if a Participant has an election in place to receive payment of
amounts from any Account during the time of employment or service on the Board of Directors, all amounts
remaining in such Account shall be distributed to such Participant in a single lump sum cash payment within 90
days of the fifth business day of the month following the month in which the Participant’s separation from
service occurs. Further, if any minimum Account balance requirement is not met, the particular Account shall
be distributed to the Participant in a single lump sum cash payment as soon as practicable after the Valuation
Date coincident with or next succeeding the date the first installment otherwise would have been payable.
6.4 Distribution in the Event of a Termination of the Plan. In the event of a termination of the Plan, the entire amount credited
to a Participant's Account as of the Valuation Date coincident with or next succeeding such event shall be distributed to the Participant in
a single lump sum cash payment within 90 days after such Valuation Date, to the extent consistent with Section 409A of the Code and
the regulations and guidance promulgated thereunder..
6.5 Distribution to Fiduciary. If the Plan Administrator determines that any person to whom any amount is otherwise distributable
hereunder is unable to care for his or her affairs, such amount (unless a prior claim therefor shall have been made by a duly appointed
guardian, committee or other legal representative) may be distributed to any person determined by the Plan Administrator to have
fiduciary responsibility for such person otherwise entitled to such amount, in such manner and proportions as the Plan Administrator
may deem appropriate. Any such distribution shall constitute a complete discharge of any obligation of the Company to such person
under the Plan.
6.6 Distribution in the Event of Death or Disability . Notwithstanding anything herein to the contrary, in the event of a Participant's
death or, to the extent consistent with Section 409A of the Code and the regulations and guidance promulgated thereunder, the
Participant’s disability, the entire amount credited to the Participant's Account as of the Valuation Date coincident with or next
succeeding the date of the Participant's death or disability shall be distributed in a single lump sum cash payment within 90 days
after such Valuation Date to the Participant in the event of disability or, in the event of the Participant’s death, to one or more
beneficiaries, if any, properly designated by the Participant by the date and in the manner required by the Plan A