The Hartford 2012 Annual Report Download - page 263

such Account shall be credited or debited, as the case may be, with an amount equal to the hypothetical net investment gain or loss that
such Participant would have realized if the portion of his or her Account properly elected to be allocated to a particular Hypothetical
Investment Fund pursuant to Article IV were actually invested in such Hypothetical Investment Fund during the period beginning with
the preceding Valuation Date and ending upon such particular Valuation Date (or such other period as may be designated by the Plan
Administrator).
5.3 Debiting of Distributions. The amount of any distribution from a Participant's Account pursuant to the Plan shall be debited
from the Participant's Account as of the Valuation Date coincident with or immediately preceding the date of such distribution.
5.4 Debiting of Administrative Expenses . The Participant's allocable share (as determined by the Plan Administrator) of any
administrative expenses related to the operation of the Plan shall be debited from the Participant's Account as of each monthly Valuation
Date.
5.5 Vesting of Credited Amounts. The rights of a Participant in regard to the amounts credited to the Participant's Account
hereunder shall be fully vested at all times.
ARTICLE VI
DISTRIBUTIONS FROM PARTICIPANT ACCOUNTS
6.1 Distribution Election. A Participant may elect, by filing a properly completed election form (or such other authorization as the
Plan Administrator may require), not later than the end of the calendar year prior to the year in which the services which relate to the
compensation to be deferred commence to be performed (or, in respect of performance-based compensation, not later than six months
prior to the end of the performance period in respect of the performance-based compensation) to have all or a portion of the amount
credited to the Participant's Account distributed to him or her on a date and in a manner permitted by the Plan Administrator; provided,
however, that the Plan Administrator may permit elections to be made prior to 2009 in accordance with any applicable transition rules
established under Section 409A of the Code. With respect to any Excess Contributions, if the Participant has timely elected a distribution
in respect of all or any portion of his Account that provides for a distribution following separation from service, such election shall be
deemed also to apply to such Excess Contributions, to the extent that it would have been timely made (including giving effect to any
applicable transition rule) in respect of such Excess Contributions. In the absence of an effective and timely election as to all or any
portion of the Participant's Account related to Excess Contributions, a Participant shall be deemed to have elected to receive such portion
of his or her Account as of the fifth business day of the month following his or her separation from service, in the same manner as
though Section 6.3(A) applied to such distribution. Except as otherwise expressly provided in this Section 6, distributions from a
Participant's Account shall be made in accordance with the date(s) of distribution and manner of payment elected or deemed elected by
the Participant. A Participant who does not timely submit a properly completed election form pertaining to the distribution of all or any
portion of his or her Account shall be deemed to have elected such portion of his or her Account be distributed in a lump sum at the time
and in the manner specified in Section 6.3(A). Unless the Plan Administrator shall