Capital One 2002 Annual Report Download - page 50

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48
Consolidated Balance Sheets
December 31 (In Thousands, Except Per Share Data) 2002 2001
Assets:
Cash and due from banks $ 277,509 $ 355,680
Federal funds sold and resale agreements 373,828 19,802
Interest-bearing deposits at other banks 267,441 331,756
Cash and cash equivalents 918,778 707,238
Securities available for sale 4,423,677 3,115,891
Consumer loans 27,853,652 20,921,014
Less: Allowance for loan losses (1,720,000) (840,000)
Net loans 26,133,652 20,081,014
Accounts receivable from securitizations 3,096,827 2,452,548
Premises and equipment, net 770,326 759,683
Interest receivable 217,512 105,459
Other 1,821,608 962,214
Total assets $ 37,382,380 $ 28,184,047
Liabilities:
Interest-bearing deposits $ 17,325,965 $ 12,838,968
Senior notes 5,565,615 5,335,229
Other borrowings 6,365,075 3,995,528
Interest payable 236,081 188,160
Other 3,266,473 2,502,684
Total liabilities 32,759,209 24,860,569
Commitments and Contingencies
Stockholders’ Equity:
Preferred stock, par value $.01 per share; authorized
50,000,000 shares, none issued or outstanding --
Common stock, par value $.01 per share; authorized
1,000,000,000 shares, 227,073,162 and 217,656,985 issued
as of December 31, 2002 and 2001, respectively 2,271 2,177
Paid-in capital, net 1,704,470 1,350,108
Retained earnings 2,966,948 2,090,761
Cumulative other comprehensive loss (15,566) (84,598)
Less: Treasury stock, at cost; 878,206 and 878,720 shares
as of December 31, 2002 and 2001, respectively (34,952) (34,970)
Total stockholders’ equity 4,623,171 3,323,478
Total liabilities and stockholders’ equity $ 37,382,380 $ 28,184,047
See Notes to Consolidated Financial Statements.