TCF Bank 2015 Annual Report Download - page 86
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71
The following tables provide information regarding the allowance for loan and lease losses and balances by type of
allowance methodology.
At December 31, 2015
(In thousands) Consumer
Real Estate Commercial
Leasing and
Equipment
Finance Inventory
Finance Auto
Finance Other Total
Allowance for loan and lease losses:
Collectively evaluated for impairment $ 38,819 $ 30,170 $16,994 $10,929 $23,471 $1,243 $121,626
Individually evaluated for impairment 29,173 15 2,024 199 3,015 2 34,428
Total $ 67,992 $ 30,185 $19,018 $11,128 $26,486 $1,245 $156,054
Loans and leases outstanding:
Collectively evaluated for impairment $ 5,248,829 $ 3,092,398 $ 3,997,544 $2,145,605 $2,637,269 $19,286 $17,140,931
Individually evaluated for impairment 215,443 53,434 14,669 1,149 10,308 11 295,014
Loans acquired with deteriorated
credit quality — — 35 — 19 — 54
Total $ 5,464,272 $ 3,145,832 $ 4,012,248 $2,146,754 $2,647,596 $19,297 $17,435,999
At December 31, 2014
(In thousands) Consumer
Real Estate Commercial
Leasing and
Equipment
Finance Inventory
Finance Auto
Finance Other Total
Allowance for loan and lease losses:
Collectively evaluated for impairment $ 57,167 $ 27,594 $16,310 $9,627 $17,046 $741 $128,485
Individually evaluated for impairment 28,194 3,773 2,136 393 1,184 4 35,684
Total $ 85,361 $ 31,367 $18,446 $10,020 $18,230 $745 $164,169
Loans and leases outstanding:
Collectively evaluated for impairment $ 5,462,005 $ 3,038,378 $ 3,731,420 $1,874,481 $1,911,267 $24,055 $16,041,606
Individually evaluated for impairment 220,359 119,287 13,763 2,609 3,676 89 359,783
Loans acquired with deteriorated
credit quality — — 139 —118 —257
Total $ 5,682,364 $ 3,157,665 $ 3,745,322 $1,877,090 $1,915,061 $24,144 $16,401,646