TCF Bank 2015 Annual Report Download - page 124

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109
Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
None.
Item 9A. Controls and Procedures
Disclosure Controls and Procedures The Company carried out an evaluation, under the supervision and with the
participation of the Company's management, including the Company's Chief Executive Officer (Principal Executive
Officer), Chief Financial Officer (Principal Financial Officer) and Chief Accounting Officer (Principal Accounting Officer),
of the effectiveness of the design and operation of the Company's disclosure controls and procedures pursuant to
Rules 13a-15 and 15d-15 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Based upon that
evaluation, management concluded that the Company's disclosure controls and procedures were effective as of
December 31, 2015.
Disclosure controls and procedures are designed to ensure that information required to be disclosed by TCF in reports
filed or submitted under the Exchange Act is recorded, processed, summarized and reported within the time periods
specified in the Securities and Exchange Commission's rules and forms. Disclosure controls are also designed with
the objective of ensuring that such information is accumulated and communicated to the Company's management,
including the Chief Executive Officer (Principal Executive Officer), Chief Financial Officer (Principal Financial Officer)
and Chief Accounting Officer (Principal Accounting Officer), as appropriate, to allow for timely decisions regarding
required disclosure. TCF's disclosure controls also include internal controls that are designed to provide reasonable
assurance that transactions are properly authorized, assets are safeguarded against unauthorized or improper use
and that transactions are properly recorded and reported.
Changes in Internal Control Over Financial Reporting There were no changes to TCF's internal control over
financial reporting (as defined in Rule 13a-15(f) of the Exchange Act) during the quarter ended December 31, 2015,
that materially affected, or are reasonably likely to materially affect, TCF's internal control over financial reporting.