TCF Bank 2015 Annual Report Download - page 47

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At December 31, 2015
(In thousands) Consumer
Real Estate Commercial
Leasing and
Equipment
Finance Inventory Finance Auto Finance Other Total
Geographic Distribution:
Minnesota $ 1,555,919 $ 797,109 $ 107,454 $ 73,817 $ 53,856 $ 6,668 $2,594,823
Illinois 1,271,024 479,220 161,988 48,829 107,531 4,335 2,072,927
California 885,462 47,647 554,991 63,826 448,292 27 2,000,245
Michigan 489,480 472,204 126,051 85,980 51,344 2,951 1,228,010
Wisconsin 271,682 467,451 61,088 74,144 26,195 877 901,437
Texas — 41,573 359,011 149,060 215,814 5 765,463
Colorado 337,167 189,664 66,499 21,632 49,998 3,984 668,944
Florida 50,498 60,499 197,571 85,919 142,517 48 537,052
Canada — — 1,073 517,032 — — 518,105
New York 23,915 15,069 245,194 67,349 114,927 51 466,505
Pennsylvania 27,259 497 156,445 63,012 113,480 57 360,750
Ohio 6,031 66,326 156,533 61,891 64,654 — 355,435
Georgia 36,301 45,514 99,573 44,818 94,935 — 321,141
New Jersey 41,862 4,535 150,203 22,597 89,479 — 308,676
Arizona 86,858 20,662 105,748 16,639 72,852 183 302,942
North Carolina 1,485 17,231 135,382 49,222 83,508 39 286,867
Washington 107,845 10,333 56,200 25,251 40,253 4 239,886
Massachusetts 40,305 18,538 114,595 17,238 44,620 1 235,297
Virginia 31,600 2,688 86,994 32,918 71,727 1 225,928
Indiana 22,003 49,166 77,228 39,523 36,670 2 224,592
Tennessee 1,830 46,564 67,797 41,190 54,979 2 212,362
Other 175,746 293,342 924,630 544,867 669,965 62 2,608,612
Total $ 5,464,272 $ 3,145,832 $ 4,012,248 $2,146,754 $2,647,596 $ 19,297 $ 17,435,999
Loans and leases outstanding at December 31, 2015, are shown by contractual maturity in the following table.
At December 31, 2015(1)
(In thousands) Consumer
Real Estate Commercial
Leasing and
Equipment
Finance Inventory Finance Auto Finance Other Total
Amounts due:
Within 1 year $ 123,528 $ 509,696 $ 1,348,225 $2,146,754 $ 557,100 $ 10,146 $ 4,695,449
1 to 5 years 584,204 2,161,789 2,551,239 —1,951,089 1,551 7,249,872
Over 5 years 4,756,540 474,347 112,784 — 139,407 7,600 5,490,678
Total after 1 year 5,340,744 2,636,136 2,664,023 —2,090,496 9,151 12,740,550
Total $ 5,464,272 $ 3,145,832 $ 4,012,248 $2,146,754 $2,647,596 $ 19,297 $17,435,999
Amounts due after 1 year:
Fixed-rate loans and leases $ 2,369,377 $ 1,090,063 $ 2,648,797 $ — $ 2,090,496 $ 9,038 $ 8,207,771
Variable- and adjustable-rate loans 2,971,367 1,546,073 15,226 — — 113 4,532,779
Total after 1 year $ 5,340,744 $ 2,636,136 $ 2,664,023 $ — $ 2,090,496 $ 9,151 $12,740,550
(1) This table does not include the effect of prepayments, which is an important consideration in management's interest-rate risk analysis. Company experience
indicates that loans and leases remain outstanding for significantly shorter periods than their contractual terms.