Travelers 2007 Annual Report Download - page 58
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Wholesale broker ........... An independent or exclusive agent that represents both admitted
and nonadmitted insurers in market areas, which include standard,
non-standard, specialty and excess and surplus lines of insurance.
The wholesaler does not deal directly with the insurance consumer.
The wholesaler deals with the retail agent or broker.
Workers’ compensation ....... A system (established under state and federal laws) under which
employers provide insurance for benefit payments to their
employees for work-related injuries, deaths and diseases, regardless
of fault.
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