The Hartford 2012 Annual Report Download - page 317

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as may be designated by the Plan administrator, and shall apply to all amounts then and thereafter credited to the Participant's
Account.
(C) Failure to Make Proper Hypothetical Investment Fund Allocation Election . In the event that a Participant does not
make a proper election with respect to Participant Contributions, Excess Matching Company Contributions, Excess Floor
Company Contributions, or Excess Non-Elective Company Contributions pursuant to this Article IV, such Participant shall be
deemed to have elected to have the entire amount (as to which no proper election is made) then and thereafter credited to his or
her Participant Contribution Account, Excess Matching Company Contribution Account, or Excess Non-Elective Company
Contribution Account, as the case may be, allocated to the Hypothetical Investment Fund that the Plan Administrator
determines in its sole discretion generally to have the least risk of loss of principal. Effective September 1, 2006, in the event
that a Participant does not make a proper Hypothetical Investment Fund allocation election with respect to any amounts credited
pursuant to the Plan, such Participant shall be deemed to have elected to have the entire amount (as to which no proper election
is made) then and thereafter credited to the Participant allocated to the Hypothetical Investment Fund corresponding to the
applicable Default Vanguard Target Retirement Fund set forth in the Qualified Plan.
(D) Limitations on Hypothetical Investment Fund Allocation . The Plan Administrator may establish such limits on the
Hypothetical Investment Fund allocations of a Participant as it may deem appropriate in its sole discretion. In the event that an
investment fund under the Qualified Plan is eliminated, the Plan Administrator may provide that amounts allocated to the
Hypothetical Investment Fund corresponding to the investment fund eliminated under the Qualified Plan, be reallocated to
other Hypothetical Investment Funds in a manner comparable to the manner in which assets of the eliminated investment fund
are reallocated under the Qualified Plan.
ARTICLE V
CREDITING AND DEBITING OF PARTICIPANT ACCOUNTS
5.1 Crediting and/or Debiting of Amounts to Participant Accounts . The amount of a Participant's Participant Contributions,
Excess Matching Company Contributions, Excess Floor Company Contributions or Excess Non-Elective Company Contributions
identified in this Article V shall be credited to the appropriate Accounts of the Participant during the Plan Year. Such amounts shall be so
credited at the same time as such amounts would have been credited under the Qualified Plan in the absence of the Statutory Limits, had
such contribution been made to the Qualified Plan.
5.2 Crediting of Participant Contributions. The amount of Participant Contributions credited to a Participant's Participant
Contribution Account for a particular Plan Year shall be equal to the percentage of Eligible Compensation properly elected pursuant to
the Participant Contribution Election Form of the Participant.