The Hartford 2012 Annual Report Download - page 281

(a) the monthly retirement allowance or vested benefit which would have been payable under the Retirement Plan
(including any severance pay period that may be taken into account under the Retirement Plan for purposes of
determining eligibility for Final Average Pay formula early retirement benefits), commencing as of the date that
payments hereunder commence, determined
(i)prior to the application of any offset required pursuant to an applicable Appendix of the Retirement Plan with respect to benefits payable under any other
Company Pension Plan (as defined in Section 1.11);
(ii)without regard to the provisions contained in the Retirement Plan relating to the maximum limitation on benefits under Section 415 of the Code;
(iii)without regard to the limitation on Compensation resulting from the Annual Dollar Limit applicable under Section 401(a)(17) of the Code;
over
(b) the sum of the following amounts:
(i) the monthly retirement allowance or vested benefit which would have been payable under the Retirement Plan
(including any severance pay period that may be taken into account under the Retirement Plan for purposes of
determining eligibility for Final Average Pay formula early retirement benefits), commencing as of the date that
payments hereunder commence, determined
(1)prior to the application of any offset required pursuant to an applicable Appendix of the Retirement Plan with respect to benefits payable under any
other Company Pension Plan (as defined in Section 1.11);