The Hartford 2012 Annual Report Download - page 316

ARTICLE IV
HYPOTHETICAL INVESTMENT FUND INVESTMENT ALLOCATIONS
4.1 Selection of Hypothetical Investment Funds . The Investment and Savings Plan Investment Committee shall select one or more
Hypothetical Investment Funds to which a Participant may elect pursuant to the Plan to allocate all or a portion of amounts then and
thereafter credited to the Participant. Unless otherwise provided by the Investment and Savings Plan Investment Committee, such
Hypothetical Investment Funds shall correspond to those offered for investment under the Qualified Plan from time to time. To the
extent provided herein, such Hypothetical Investment Funds shall be used to measure the hypothetical investment experience of the
portion of a Participant's Account that the Participant properly elects to have allocated thereto. The Investment and Savings Plan
Investment Committee may change the selection of Hypothetical Investment Funds from time to time in its sole discretion. The
selection of any such Hypothetical Investment Funds shall not require the Company to invest or earmark any of its assets in any specific
manner.
4.2 No Actual Investment. Notwithstanding anything herein to the contrary, no Participant Contributions, Excess Matching Company
Contributions, Excess Floor Company Contributions, or Excess Non-Elective Company Contributions hereunder, and no amounts
credited to a Participant's Accounts pursuant to the Plan, shall be set aside or invested in any actual fund on behalf of the Participant,
provided, however, that nothing in the Plan shall be construed to preclude the Company from directly or indirectly making investments
for its own account in any actual investment vehicle corresponding to the Hypothetical Investment Funds (or otherwise) in order to
assist the Company in meeting its obligations hereunder, or for any other reason whatsoever. No Participant or any other person or entity
shall have by reason of the Plan any right to or in any such investment made by the Company.
4.3 Hypothetical Investment Fund Allocation for Accounts .
(A) Hypothetical Investment Fund Allocation Election . To the extent permitted by the Plan Administrator, a Participant
may elect to have the amount then and thereafter credited to his or her Accounts allocated in multiples of one percent (1%)
among one or more of the Hypothetical Investment Funds. Such election shall be made by filing a properly completed election
form (or such other authorization as the Plan Administrator may require) with the party and by the date designated by the Plan
Administrator. Such election shall result in the investment experience of an elected Hypothetical Investment Fund being used
to measure the hypothetical investment experience of the particular portion of the Participant's Account allocated to that
Hypothetical Investment Fund as provided herein.
(B) Change in Hypothetical Investment Fund Allocation Election . To the extent permitted by the Plan Administrator, a
Participant may change the Hypothetical Investment Fund allocation previously elected by filing a properly completed change
form (or such other authorization as the Plan Administrator may require) with the party and by the date designated by the Plan
Administrator. Such change shall be effective following receipt of the timely filed change form by the designated party as of
such date