HSBC 2004 Annual Report Download - page 183

181
Year ended 31 December
2004 2003 2002
Average
balance
Average
rate
Average
balance
Average
rate
Average
balance
Average
rate
US$m % US$m % US$m %
Customer accounts
Europe
Demand and other – non-interest bearing .. 37,396 – 30,667 – 29,109 –
Demand – interest bearing ......................... 128,382 2.0 101,189 1.8 77,835 2.0
Savings ...................................................... 37,846 2.5 33,876 2.3 23,587 2.9
Time ......................................................... 48,314 3.1 41,010 2.8 44,745 3.1
Other .......................................................... 15,167 2.2 9,696 3.6 6,621 6.4
Total .......................................................... 267,105 216,438 181,897
Hong Kong
Demand and other – non-interest bearing .. 13,523 – 8,829
–
6,743
–
Demand – interest bearing ......................... 94,637 0.1 74,818 0.1 62,922 0.3
Savings ...................................................... 46,817 1.0 58,646 0.9 65,914 1.2
Time .......................................................... 12,015 1.6 10,101 1.4 8,630 1.9
Other .......................................................... 106 4.7 379 1.3 413 1.2
Total .......................................................... 167,098 152,773 144,622
Rest of Asia-Pacific
Demand and other – non-interest bearing .. 8,592 – 6,467
–
4,913
–
Demand – interest bearing ......................... 24,480 1.2 18,483 1.1 13,903 1.3
Savings ...................................................... 27,171 2.9 25,685 2.7 23,711 3.1
Time .......................................................... 7,597 2.1 6,105 1.6 5,508 2.0
Other .......................................................... 2,866 1.2 2,304 1.2 1,338 2.3
Total .......................................................... 70,706 59,044 49,373
North America
Demand and other – non-interest bearing .. 21,409 – 21,364
–
14,412
–
Demand – interest bearing ......................... 16,394 1.0 11,648 1.3 7,088 1.7
Savings ...................................................... 52,485 1.3 48,295 1.2 44,913 1.4
Time .......................................................... 13,856 2.4 6,652 3.3 6,266 4.9
Other .......................................................... 16,988 2.7 11,672 3.3 10,219 2.3
Total .......................................................... 121,132 99,631 82,898
South America
Demand and other – non-interest bearing .. 1,428 – 1,192
–
1,038
–
Demand – interest bearing ......................... 308 1.6 207 1.9 606 21.7
Savings ...................................................... 5,976 13.5 4,271 18.1 3,438 17.1
Time .......................................................... 269 0.4 157
–
11 4.2
Other .......................................................... 411 16.3 246 18.3 255 4.8
Total .......................................................... 8,392 6,073 5,348
Total
Demand and other – non-interest bearing .. 82,348 – 68,519
–
56,215
–
Demand – interest bearing ......................... 264,201 1.2 206,345 1.1 162,354 1.4
Savings ...................................................... 170,295 2.2 170,773 2.0 161,563 2.1
Time .......................................................... 82,051 2.6 64,025 2.5 65,160 3.0
Other .......................................................... 35,538 2.5 24,297 3.3 18,846 3.8
Total .......................................................... 634,433 533,959 464,138
CDs and other money market instruments
Europe ....................................................... 22,359 2.9 11,156 2.8 6,958 4.1
Hong Kong ................................................ 10,830 3.5 9,656 3.6 7,546 4.0
Rest of Asia-Pacific ................................... 6,733 4.4 4,906 4.1 2,418 4.3
North America ........................................... 20,790 2.1 14,309 2.4 4,838 3.0
South America ........................................... 102 14.7 63 19.0 165 13.8
Total .......................................................... 60,814 2.9 40,090 3.0 21,925 3.9